Lowndes County property record for 112 Gail Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,627 sqft · built 1979 |
| Lot Size | 0.62 acres (27,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,418 (Apr 2025) |
| Tax Bill | $884 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Apr 2022 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48W030004309 |
| Primary APN | 48W030004309 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,627 sqft Adjusted Area |
| 1st Floor Area | 1,108 sqft |
| 2nd Floor Area | 280 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,000 sqft (0.62 acres) |
| Lot Dimensions | 270 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 112 GAIL RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112 GAIL RD LOT 9 4C |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 35 |
| Legal Subdivision | WRIGHT SUBDIV |
| Legal Lot Number | 9 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 301 |
Source: Lowndes County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 210 DEERFIELD DR, COLUMBUS, MS 39702-4404 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC |
| Apr 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC |
| Apr 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 1, 2018 | Warranty Deed, Transfer |
| Feb 1, 2018 | Deed of Trust, Mortgage · Line of Credit RENASANT BK |
| Jan 22, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 8, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2022 · Amount on Record |
| Deed Book / Page | 2025 / 3026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020258074 |
|---|---|
| Date | Apr 23, 2025 |
| Book Page | 2025/8074 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202210134 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 2022/10134 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 25, 2022 |
| Property Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Document Number | 0020223196 |
| Book / Page | 2022 / 3196 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Document Number | 0202210134 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022/10134 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 1, 2018 |
| Property Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Document Number | 0020183510 |
| Book / Page | 2018 / 3510 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 BARNETT CIR, COLUMBUS, MS 39701-9667 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Document Number | 0020183161 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 112 GAIL RD COLUMBUS MS 397059619, COLUMBUS, MS 39705-9619 |
| Document Number | 0020183161 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 002018/003161 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 8, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 22, 2018 |
| Property Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Document Number | 0020180435 |
| Book / Page | 002018 / 000435 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 ELM CREST CV WEST POINT MS 397733972, WEST POINT, MS 39773-3972 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 8, 2017 |
| Property Address | 112 GAIL RD, COLUMBUS, MS 39705-9619 |
| Document Number | 0020173835 |
| Book / Page | 002017 / 003835 |
| Instrument Date | Sep 14, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $884.00 (+2.67%) | $7,864 (+14.02%) | $78,640 (+14.02%) Land $12,000 Building $66,640 |
| 2024 | $861.00 (+11.96%) | ||
| 2023 | $769.00 | $6,897 | $68,970 Land $12,000 Building $56,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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