139 Gail Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 139 Gail Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,384 sqft · built 1980
Lot Size0.899 acres (39,140 sqft)
Owner2 Individual Names on File
Tax Bill$249 (2025)
Deeds & MortgagesAug 2023 Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN48W030004305

Property Details

APN / Parcel Number

Primary APN48W030004305
Alternative APNs
  • 007992
  • 7992

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,384 sqft Adjusted Area
1st Floor Area1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area39,140 sqft (0.899 acres)
Lot Dimensions412 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address139 GAIL RD
CityCOLUMBUS
StateMS
Zip39705-9103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description139 GAIL RD LOT 5
Legal Range18W
Legal Township17S
Legal Section35
Legal SubdivisionWRIGHT SUBDIV
Legal Lot Number5
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1012
Census Tract301

Owner

Source: Lowndes County assessment roll, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address139 GAIL RD, COLUMBUS, MS 39705-9103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
CIS FINANCIAL SERVICES INC
Aug 25, 2023Warranty Deed, Transfer · Conventional Mortgage
CIS FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 7, 2024
Deed SaleFeb 7, 2024
Prior SaleApr 17, 2023
Deed Book / Page2024 / 830
Prior Transfer DateFeb 6, 2024
Prior Transfer Doc2024000830
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address139 GAIL RD, COLUMBUS, MS 39705-9103
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202318181
DateAug 25, 2023
Book Page2023/18181
Lender
NameCIS FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateAug 25, 2023
Property Address139 GAIL RD, COLUMBUS, MS 39705-9103
Document Number0020236989
Book / Page2023 / 6989
Instrument DateAug 24, 2023
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address139 GAIL RD, COLUMBUS, MS 39705-9103

Mortgage

Document Number0202318181
DateAug 25, 2023
Instrument2023/18181
Lender
NameCIS FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$249.00 (+3.75%) Homeowner's exemption$3,443 (-30.6%)$34,430 (+4.11%) Land $12,000 Building $22,430
2024$240.00 (-56.6%)
2023$553.00$4,961$33,070 Land $12,000 Building $21,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Telapex
Fixed Wireless
100 / 20

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