140 Gail Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 140 Gail Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,334 sqft · built 1980
Lot Size0.589 acres (25,650 sqft)
OwnerIndividual Name on Record
Last Sale$126,900 (Mar 2022)
Tax Bill$1,596 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48W030004308

Property Details

APN / Parcel Number

Primary APN48W030004308
Alternative APNs
  • 007995
  • 7995

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,334 sqft Adjusted Area
1st Floor Area1,092 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area25,650 sqft (0.589 acres)
Lot Dimensions270 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address140 GAIL RD
CityCOLUMBUS
StateMS
Zip39705-9619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description140 GAIL RD LOT 8 3A
Legal Range18W
Legal Township17S
Legal Section35
Legal SubdivisionWRIGHT SUBDIV
Legal Lot Number8
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1012
Census Tract301

Owner

Source: Lowndes County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address140 GAIL RD, COLUMBUS, MS 39705-9619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed of Trust, Mortgage · FHA Mortgage
FIRST COMMUNITY MORTGAGE
Mar 17, 2022Warranty Deed, Transfer · FHA Mortgage
FIRST COMMUNITY MORTGAGE
Nov 24, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Deed Book / Page2022 / 1972
Prior Transfer DateNov 19, 2021
Prior Transfer Doc2021010424
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address140 GAIL RD, COLUMBUS, MS 39705-9619
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0020226396
DateMar 17, 2022
Book Page2022/6396
Lender
NameFIRST COMMUNITY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateMar 17, 2022
Property Address140 GAIL RD, COLUMBUS, MS 39705-9619
Document Number0020221972
Book / Page2022 / 1972
Instrument DateMar 15, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 GAIL RD, COLUMBUS, MS 39705-9619
InvestorPossibly a Property Investor

Mortgage

Document Number0020226396
DateMar 17, 2022
Instrument2022/6396
Lender
NameFIRST COMMUNITY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateNov 24, 2021
Property Address140 GAIL RD, COLUMBUS, MS 39705-9619
Document Number00202110426
Book / Page2021 / 10426
Instrument DateNov 23, 2021
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 CHRISTOPHER RD, COLUMBUS, MS 39705-5382
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,596.00 (+2.5%)$14,193 (+14.94%)$94,620 (+14.94%) Land $12,000 Building $82,620
2024$1,557.00 (+13.07%)
2023$1,377.00$12,348$82,320 Land $12,000 Building $70,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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