61 Crest Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 61 Crest Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,185 sqft · built 2009
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Feb 2017)
Tax Bill	$24,498 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04703-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`48-04703-0000-00005-01`
Alternative APN	`48047030000000051`

Interior

Stories	2 Stories
Building Area	3,185 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	20,691 sqft (0.475 acres)
Lot Dimensions	222 ft deep x 262 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	48047030000000051
Street Address	61 CREST RD
City	RAMSEY
State	NJ
Zip	07446-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.475 AC
Legal Subdivision	LEO BUGG/RAMSEY
Legal Block	4703
Legal Lot Number	5.01
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1020
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 CREST RD, RAMSEY, NJ 07446-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Feb 16, 2005 · Amount on Record
Deed Document Number	201715858
Deed Book / Page	2539 / 1836
Record Updated	Oct 29, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 17, 2017
Property Address	61 CREST RD, RAMSEY, NJ 07446-1618
Document Number	0025391836
Book / Page	002539 / 001836
Instrument Date	Jan 21, 2017
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	GRANDVIEW TITLE SERVICES LLC, GRANDVIEW TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 CREST RD RAMSEY NJ 074461618, RAMSEY, NJ 07446-1618

Mortgage

Document Number	25391841
Date	Feb 17, 2017
Book Page	002539/001841

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,228,000 (+3.21%) Land $301,400 Building $926,600	$1,228,000 (+3.21%) Land $301,400 Building $926,600
2025	$24,498.00 (-0.81%)	$1,189,800 (+35.95%) Land $271,700 Building $918,100	$1,189,800 (+35.95%) Land $271,700 Building $918,100
2024	$24,698.00 (+7.59%)
2023		$875,200 Land $226,700 Building $648,500	$875,200 Land $226,700 Building $648,500
2022	$22,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20