48 Crest Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 48 Crest Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	4,247 sqft · built 2006
Lot Size	0.613 acres (26,702 sqft)
Owner	Individual Name on File
Last Sale	$1,235,000 (Jul 2021)
Tax Bill	$30,508 (2025)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-04704-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`48-04704-0000-00038`
Alternative APN	`480470400038`

Interior

Stories	1 Story
Building Area	4,247 sqft Living Area
1st Floor Area	4,247 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	26,702 sqft (0.613 acres)
Lot Dimensions	267 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	48 CREST RD
City	RAMSEY
State	NJ
Zip	07446-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.613AC
Legal Block	4704
Legal Lot Number	38
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1021
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-04704-0000-00038

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 CREST RD, RAMSEY, NJ 07446-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	May 23, 2013 · Amount on Record
Deed Document Number	2021117728
Deed Book / Page	4286 / 1158
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 22, 2021
Property Address	48 CREST RD, RAMSEY, NJ 07446-1619
Document Number	0042861158
Book / Page	4286 / 1158
Instrument Date	Jun 10, 2021
Instrument	2021117728
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$24,768.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 NEW HAVEN PL, 265, SOUTHERN PINES, NC 28387-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CREST RD, RAMSEY, NJ 07446-1619

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,511,300 (+2%) Land $365,000 Building $1,146,300	$1,511,300 (+2%) Land $365,000 Building $1,146,300
2025	$30,508.00 (+0.15%)	$1,481,700 (+37.26%) Land $330,000 Building $1,151,700	$1,481,700 (+37.26%) Land $330,000 Building $1,151,700
2024	$30,463.00 (+7.59%)
2023		$1,079,500 Land $273,700 Building $805,800	$1,079,500 Land $273,700 Building $805,800
2022	$28,315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 233 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.