Bergen County and Ramsey Borough property record for 31 Crest Rd, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,265 sqft · built 1953 |
| Lot Size | 0.539 acres (23,479 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Sep 2003) |
| Tax Bill | $19,583 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04703-0000-00008 |
| Primary APN | 48-04703-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,265 sqft Living Area |
| 1st Floor Area | 3,265 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 23,479 sqft (0.539 acres) |
| Lot Dimensions | 236 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 31 CREST RD |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.539AC |
| Legal Block | 4703 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-04703-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 CREST RD, RAMSEY, NJ 07446-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2003 · Amount on Record |
| Deed Sale | Sep 10, 2003 · Amount on Record |
| Deed Book / Page | 8612 / 356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 CREST RD, RAMSEY, NJ 07446-1618 |
| Document Number | 0036360921 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 31 CREST RD RAMSEY NJ 074461618, RAMSEY, NJ 07446-1618 |
| Document Number | 0036360921 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 003636/000921 |
| Instrument | 20063196 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 05, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $991,900 (+4.29%) Land $359,400 Building $632,500 | $991,900 (+4.29%) Land $359,400 Building $632,500 | |
| 2025 | $19,583.00 (-5.91%) | $951,100 (+28.96%) Land $324,400 Building $626,700 | $951,100 (+28.96%) Land $324,400 Building $626,700 |
| 2024 | $20,812.00 (+7.59%) | ||
| 2023 | $737,500 Land $270,000 Building $467,500 | $737,500 Land $270,000 Building $467,500 | |
| 2022 | $19,344.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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