39 Crest Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 39 Crest Rd, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1950
Square Footage	2,577 sqft Living Area
Lot Size	24,002 sqft (0.551 acres)
Occupancy	Owner Occupied
Tax Bill	$18,249.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-04703-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 CREST RD, RAMSEY, NJ 07446-1618
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 CREST RD, RAMSEY, NJ 07446-1618
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039441831
Date	Feb 04, 2021
Book Page	3944/1831
Instrument	21-015706

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$926,500 (+4.54%) Land $360,300 Building $566,200	$926,500 (+4.54%) Land $360,300 Building $566,200
2025	$18,249.00 (-4.12%)	$886,300 (+31.4%) Land $325,300 Building $561,000	$886,300 (+31.4%) Land $325,300 Building $561,000
2024	$19,034.00 (+7.59%)
2023		$674,500 Land $270,600 Building $403,900	$674,500 Land $270,600 Building $403,900
2022	$17,692.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-04703-0000-00007`
Alternative APN	`480470300007`

Interior

Building Area	2,577 sqft Living Area
1st Floor	2,577 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame Construction
Lot Area	24,002 sqft (0.551 acres)
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	39 CREST RD
City	RAMSEY
State	NJ
Zip	07446-1618
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.551AC
Legal Block	4703
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	1
Census Block	1020
Census Tract	44202