San Luis Obispo County property record for 6090 Charing Ln, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,488 sqft · built 2001 |
| Lot Size | 0.109 acres (4,773 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $775,000 (Dec 2003) |
| Tax Bill | $11,964 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-032-001 |
| Primary APN | 022-032-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,488 sqft Living Area |
| Gross Area | 4,976 sqft |
| Year Built | Built 2001 |
|---|---|
| Construction Type | Wood Frame |
| Lot Area | 4,773 sqft (0.109 acres) |
| Terrain | Other |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 6090 CHARING LN |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 1 BL 13 LTS 1 & 2 |
| Legal Subdivision | CAMBRIA PINES 01 |
| Legal Block | 13 |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3330 LOYOLA AVE, CLOVIS, CA 93619-7200 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2003 · Amount on Record |
| Deed Sale | Dec 19, 2003 · Amount on Record |
| Prior Sale | Jan 11, 2010 |
| Deed Document Number | 0000143202 |
| Last Transfer Date | Apr 5, 2010 |
| Transfer Doc | 0000015821 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 6090 CHARING LN, CAMBRIA, CA 93428-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005006 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017005006 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 23, 2047 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,964.00 (+4.03%) | $1,101,877 (+4.04%) Land $533,166 Building $568,711 |
| 2023 | $11,500.00 (+1.99%) | $1,059,091 Land $512,463 Building $546,628 |
| 2022 | $11,276.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures