San Luis Obispo County property record for 5825 Charing Ln, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,352 sqft · built 1972 |
| Lot Size | 0.078 acres (3,387 sqft) |
| Owner | Company Name on File |
| Last Sale | $730,000 (Dec 2006) |
| Tax Bill | $10,659 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-024-026 |
| Primary APN | 022-024-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 3,387 sqft (0.078 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 5825 CHARING LN |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 1 BL 8 LT 23 |
| Legal Subdivision | CAMBRIA PINES 01 |
| Legal Block | 8 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10404 |
5825 Charing Ln is owned by a company that acquired it in June 2012.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 685 E PORTLAND AVE, FRESNO, CA 93720-2114 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2006 · Amount on File |
| Deed Sale | Dec 8, 2006 · Amount on File |
| Deed Document Number | 200686675 |
| Last Transfer Date | Jun 11, 2012 |
| Transfer Doc | 0000035550 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5825 Charing Ln was $10,659.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $997,592 (+2%) Land $683,285 Building $314,307 | |
| 2025 | $10,659.00 | $978,033 Land $669,888 Building $308,145 |
| 2023 | $9,400.00 (+0.05%) | $860,000 Land $590,000 Building $270,000 |
| 2022 | $9,395.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5825 Charing Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5825 Charing Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Verizon.
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