5780 Charing Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5780 Charing Ln, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,254 sqft · built 1982
Lot Size	0.052 acres (2,254 sqft)
Owner	Company Name on File
Last Sale	$964,000 (Jun 2020)
Tax Bill	$11,389 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jul 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`022-035-027`

Property Details

APN / Parcel Number

Primary APN	`022-035-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	2,254 sqft (0.052 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5780 CHARING LN
City	CAMBRIA
State	CA
Zip	93428-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U1 BL 16 PTN LTS 20 TO 25
Legal Subdivision	CAMBRIA PINES
Legal Block	16
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1049
Census Tract	10404

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Intrafamily Transfer, Transfer
Jul 19, 2023	Intrafamily Transfer, Transfer
Jul 19, 2023	Intrafamily Transfer, Transfer
Jul 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage FALCON INV & LOANS INC
Nov 27, 2019	Affidavit of Death, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Nov 27, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Nov 27, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Oct 18, 1994 · Amount on Record
Deed Document Number	202032649
Last Transfer Date	Jul 18, 2023
Transfer Doc	0000020292
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 13, 2024
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000003567
Map Reference	MB 3 PG 106
Instrument Date	Jan 22, 2024
Instrument	2024003567
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1640 N BATAVIA ST, ORANGE, CA 92867-3509

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 19, 2023
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000020310
Map Reference	MB 3 PG 106
Instrument Date	Jul 18, 2023
Instrument	2023020310
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5780 CHARING LN, CAMBRIA, CA 93428-2300

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 19, 2023
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000020292
Map Reference	MB 3 PG 106
Instrument Date	Jul 10, 2023
Instrument	2023020292
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5780 CHARING LN, CAMBRIA, CA 93428-2300

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 17, 2020
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000036385
Instrument Date	Jun 26, 2020
Instrument	36385
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	298 S CITRUS ST ORANGE CA 928683804, ORANGE, CA 92868-3804

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2020
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000032649
Instrument Date	Jun 11, 2020
Instrument	32649
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	298 S CITRUS ST ORANGE CA 928683804, ORANGE, CA 92868-3804

Mortgage

Document Number	32650
Date	Jun 30, 2020
Instrument	32650

Lender

Name	FALCON INV & LOANS INC
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 27, 2019
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000053433
Instrument Date	Nov 13, 2019
Instrument	53433
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5780 CHARING LN CAMBRIA CA 934282300, CAMBRIA, CA 93428-2300

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 27, 2019
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000053434
Instrument Date	Nov 13, 2019
Instrument	53434
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5780 CHARING LN CAMBRIA CA 934282300, CAMBRIA, CA 93428-2300

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 27, 2019
Property Address	5780 CHARING LN, CAMBRIA, CA 93428-2300
Document Number	0000053435
Instrument Date	Nov 13, 2019
Instrument	53435
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5780 CHARING LN CAMBRIA CA 934282300, CAMBRIA, CA 93428-2300

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,075,355 (+2%) Land $557,756 Building $517,599
2025	$11,389.00 (+3.37%) Homeowner's exemption	$1,054,270 (+4.04%) Land $546,820 Building $507,450
2023	$11,018.00 (+1.99%)	$1,013,334 Land $525,588 Building $487,746
2022	$10,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Radiate Holdings, Verizon.

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