6105 Charing Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 6105 Charing Ln, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,718 sqft · built 1981
Lot Size	0.448 acres (19,500 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,534 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-341-024`

Property Details

APN / Parcel Number

Primary APN	`013-341-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,718 sqft Living Area
1st Floor Area	2,718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	19,500 sqft (0.448 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	6105 CHARING LN
City	CAMBRIA
State	CA
Zip	93428-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 384 LT 24
Legal Subdivision	TR 384
Legal Tract	384
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1027
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6105 CHARING LN, CAMBRIA, CA 93428-1901
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Affidavit of Death of Trustee, Transfer
Jul 7, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 8, 2012
Transfer Doc	0000008346
Record Updated	Sep 20, 2026

July 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 7, 2026
Property Address	6105 CHARING LN, CAMBRIA, CA 93428-1901
Document Number	0000021167
Instrument Date	Jul 1, 2026
Instrument	202621167
Transaction Type	Transfer
Record Updated	Jul 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 7, 2026
Property Address	6105 CHARING LN, CAMBRIA, CA 93428-1901
Document Number	0000021169
Instrument Date	Jun 23, 2026
Instrument	202621169
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6105 CHARING LN, CAMBRIA, CA 93428-1901

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 7, 2026
Property Address	6105 CHARING LN, CAMBRIA, CA 93428-1901
Document Number	0000021170
Instrument Date	Jun 23, 2026
Instrument	202621170
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6105 CHARING LN, CAMBRIA, CA 93428-1901

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 7, 2026
Property Address	6105 CHARING LN, CAMBRIA, CA 93428-1901
Document Number	0000021168
Instrument Date	Jun 23, 2026
Instrument	202621168
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$888,760 (+2%) Land $490,351 Building $398,409
2025	$9,534.00 (+4.05%)	$871,335 (+4.04%) Land $480,737 Building $390,598
2023	$9,163.00 (+1.99%)	$837,502 Land $462,070 Building $375,432
2022	$8,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charing Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures