581 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 581 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2018)
Tax Bill	$3,791 (2023)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2021 Mortgage + 1 more
APN	`4892-000-024-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-024-0000`
Alternative APN	`P124557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,319 sqft Living Area
Gross Area	1,719 sqft
1st Floor Area	599 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	142 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P124557
Street Address	581 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1000 AC) LOT 24, PLAT OF SKAGIT HIGHLANDS DIVISION 3, AS PER PLAT RECORDED UNDER AUDITORS FILE NO. 200605150163, RECORDS O
Legal Range	04E
Legal Township	34N
Legal Section	22
Legal Quarter	NE
Legal Subdivision	SKAGIT HLNDS DIV 03
Legal Lot Number	24
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3017
Census Tract	952304

Owner

581 Ruby Peak Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Oct 5, 2006 · Amount on File
Deed Document Number	201806140086
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	581 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0000000028
Date	Sep 15, 2025
Instrument	202509150028

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	581 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000040
Date	Nov 19, 2021
Instrument	202111190040

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	581 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0006220114
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	581 RUBY PEAK AVE MOUNT VERNON WA 982738921, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0006220114
Date	Jun 22, 2020
Instrument	6220114

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,791.00
2022		$365,800 Land $159,500 Building $206,300	$365,800 Land $159,500 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 581 Ruby Peak Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Ruby Peak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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