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609 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 609 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage2,416 sqft Heated Area
Lot Size9,845 sqft (0.226 acres)
OccupancyOwner Occupied
Last Sale$850,000 (2024)
Tax Bill$7,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area2,416 sqft Heated Area
Gross Area3,549 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,845 sqft (0.226 acres)
Driveway1 Driveway
Driveway Area754 sqft Driveway
Pool TypePool, Enclosed Pool Type
Pool Area478 sqft Pool
Deck Area850 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address609 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 37 2208/1374
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number37
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0370

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address609 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jun 01, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Doc Number2024035729
Deed Book / Page2894 / 1965
Record RefreshedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address609 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023331396
DateFeb 05, 2019
Book Page2333/1396
Instrument2019004007
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 01, 2017
Property Address609 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0022081374
Book / Page2208 / 1374
Map ReferenceMB37 PG1-3
Instrument DateMay 30, 2017
Instrument2017019170
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITE HOLDING CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,884.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number2017019171
DateJun 01, 2017
Instrument2017019171
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,186.00 (+8.53%) Homeowner's exemption$551,153 (+40.6%) Land $82,000 Building $469,153$551,153 (+0.19%) Land $82,000 Building $469,153
2023$6,621.00 (+5.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$391,987 (+3%)$550,090 (+4.94%) Land $82,000 Building $468,090
2022$6,277.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$380,570$524,187 Land $82,000 Building $442,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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