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613 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 613 Elk River Dr, Ormond Beach, FL 32174 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2016
Square Footage2,503 sqft Living Area
Lot Size10,324 sqft (0.237 acres)
OccupancyOwner Occupied
Last Sale$670,000 (2025)
Tax Bill$5,952.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0350

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area2,503 sqft Living Area
Gross Area3,671 sqft Gross Area
1st Floor2,503 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,324 sqft (0.237 acres)
DrivewayDriveway Concrete
Driveway Area592 sqft Driveway
Pool Area1,150 sqft Pool
Deck Area803 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address613 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 35 OR 2176/1393
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Block2AF0
Legal Lot Number35
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0350

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Oct 07, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 13, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 26, 2021Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 04, 2021Re-recorded Document · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleOct 04, 2021 · Amount on Record
Deed Doc Number202534080
Deed Book / Page2984 / 661
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateMay 22, 2026
Property Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0000020935
Book / Page3057 / 251
Instrument DateMay 13, 2026
Instrument202620935
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
InvestorPossibly a Property Investor

Mortgage

Document Number0000020935,
DateMay 22, 2026
Book Page3057/251
Instrument202620935
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 08, 2046
Interest
Rate6.3%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number0029960620
DateOct 07, 2025
Book Page2996/620
Instrument2025040779
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2040

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Transaction TypeMortgage
Record UpdatedFeb 02, 2022
Title CompanyACADIA SETTLEMENT SERVICES LLC, RADIAN SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number0026480367
DateJan 13, 2022
Book Page2648/367
Instrument2022002307
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 04, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 26, 2021
Property Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0080150470
Book / Page8015 / 470
Map ReferenceMB 37 PG 1-3
Instrument DateDec 11, 2020
Instrument2021-068351
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number0008015473
DateMar 26, 2021
Instrument8015/473
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionFLAGLER FL
Recording DateOct 04, 2021
Property Address613 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0026120145
Book / Page2612 / 145
Map ReferenceMB 37 PG 1-3
Instrument DateDec 11, 2020
Instrument2021054244
Record UpdatedOct 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 ELK DR, ORMOND BEACH, FL 32174

Mortgage

Document Number0026120148
DateOct 04, 2021
Book Page2612/148
Instrument2021054245
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,952.00 (-18.91%)$463,553 (+5.99%)$528,532 (-0.51%) Land $72,500 Building $456,032
2023$7,340.00 (+5.32%) Homeowner's exemption$437,368 (+3%)$531,268 (+5.29%) Land $72,500 Building $458,768
2022$6,969.00 Homeowner's exemption$424,629$504,594 Land $72,500 Building $432,094

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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