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604 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 604 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,417 sqft Heated Area
Lot Size14,505 sqft (0.332 acres)
OccupancyOwner Occupied
Last Sale$725,000 (2021)
Tax Bill$7,217.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0410

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,417 sqft Heated Area
Gross Area3,552 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,505 sqft (0.332 acres)
Driveway1 Driveway
Driveway Area600 sqft Driveway
Pool TypePool with Hot Tub/Spa Pool Type
Pool Area1,194 sqft Pool
Deck Area786 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address604 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 41 OR 2249/685 OR 2383/1575
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number41
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3008
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0410

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address604 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 16, 2019Warranty Deed, Transfer
TRUST TITLE/CTRL FL LLC
May 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 27, 2017Corporation Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Prior SaleSep 16, 2019 · Amount on Record
Deed Doc Number2021051161
Deed Book / Page2606 / 1700
Record RefreshedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 20, 2021
Property Address604 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0026061700
Book / Page2606 / 1700
Map ReferenceMB 37 PG 1-3
Instrument DateSep 13, 2021
Instrument2021051161
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1133 HANSBERRY CT, 1133, ORMOND BEACH, FL 32174-1014

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address604 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number26061701
DateSep 20, 2021
Instrument2606/1701
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 16, 2019
Property Address604 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0023831575
Book / Page002383 / 001575
Instrument DateSep 11, 2019
Instrument34054
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyTRUST TITLE/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$3,395.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address604 ELK RIVER DR ORMOND BEACH FL 321741512, ORMOND BEACH, FL 32174-1512

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address604 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0023580067
Instrument DateMay 18, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 ELK RIVER DR ORMOND BEACH FL 321741512, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number0023580067
DateMay 29, 2019
Book Page002358/000067
Instrument19160
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2049

December 2017: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionFLAGLER FL
Recording DateDec 27, 2017
Property Address604 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0022490685
Book / Page2249 / 0685
Map ReferenceMB37 PG01-03
Instrument DateDec 12, 2017
Instrument2017044854
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,290.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number2017044855
DateDec 27, 2017
Instrument2017044855
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,217.00 (-18.64%) Homeowner's exemption$553,348 (+1.62%) Land $72,500 Building $480,848$553,348 (+0.24%) Land $72,500 Building $480,848
2023$8,870.00 (+5.11%) Homeowner's exemption$544,550 (+3%)$552,016 (+4.41%) Land $72,500 Building $479,516
2022$8,439.00 Homeowner's exemption$528,689 Land $72,500 Building $456,189$528,689 Land $72,500 Building $456,189

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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