605 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 605 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,815 sqft Heated Area
Lot Size9,845 sqft (0.226 acres)
OccupancyOwner Occupied
Last Sale$585,000 (2023)
Tax Bill$1,988.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,815 sqft Heated Area
Gross Area2,476 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,845 sqft (0.226 acres)
Driveway1 Driveway
Driveway Area416 sqft Driveway
Pool Area406 sqft Pool
Deck Area246 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address605 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 39 OR 2178/991
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number39
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0390

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address605 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 02, 2023Warranty Deed, Transfer
SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2023 · Amount on Record
Deed SaleJun 02, 2023 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Doc Number2023023686
Deed Book / Page2785 / 1251
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address605 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number0026130234
DateOct 05, 2021
Book Page2613/234
Instrument2021054746
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 04, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 02, 2023
Property Address605 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0027851251
Book / Page2785 / 1251
Map ReferenceMB 37 PG 1-3
Instrument DateMay 30, 2023
Instrument2023023686
Transaction TypeTransfer
Record UpdatedJun 23, 2023
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
Tax$4,095.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address709 CORAL REEF WAY, DAYTONA BEACH, FL 32124-1158

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 5 ELK RIVER DRIVE, ORMOND BEACH, FL 32174

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,988.00 (-54.57%) Homeowner's exemption$182,110 (-20.7%)$424,533 (+1.7%) Land $82,000 Building $342,533
2023$4,376.00 (+6.16%) Homeowner's exemption$229,654 (+3%)$417,455 (+4.24%) Land $82,000 Building $335,455
2022$4,122.00 Homeowner's exemption$222,965$400,466 Land $82,000 Building $318,466

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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