60771 Lutz Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 60771 Lutz Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1988
Lot Size	40.3 acres (1,755,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (May 2026)
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2008 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`009-029-013-00`

Property Details

APN / Parcel Number

Primary APN	`009-029-013-00`

Interior

Full Baths	2 Baths
Building Area	1,708 sqft Building Perimeter
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	1,755,468 sqft (40.3 acres)
Lot Dimensions	300 ft deep x 200 ft wide
Garage Area	1,996 sqft

Location & Zoning

Street Address	60771 LUTZ RD
City	THREE RIVERS
State	MI
Zip	49093-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF SW 1/4. SEC 29 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	29
Legal Subdivision	MC BAFFY CHAPIN & KELLOGGS ADDITION
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2024
Census Tract	41200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST CO
Mar 31, 2008	Deed of Trust, Mortgage · Line of Credit LASALLE BANK MIDWEST NA
Oct 30, 2024	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK/MIDDLEBURY
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK/MIDDLEBURY
May 22, 2018	Trustee's Deed, Foreclosure · ARM CENTURY BANK & TRUST CO
Aug 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	May 22, 2018
Deed Document Number	20263865
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	1882/0798
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004676
Date	Aug 18, 2020
Instrument	2020004676

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01479/0060
Date	Mar 31, 2008
Book Page	1479/0060

Lender

Name	LASALLE BANK MIDWEST NA
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 21, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310

Mortgage

Document Number	2024007687
Date	Oct 30, 2024
Instrument	2024007687

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 6, 2026
Property Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Document Number	0000003865
Instrument Date	Apr 30, 2026
Instrument	2026.3865
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003866,
Date	May 6, 2026
Instrument	2026..3866

Lender

Name	FIRST STATE BANK/MIDDLEBURY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 6, 2026
Property Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Document Number	2026003865
Instrument Date	Apr 30, 2026
Instrument	20263865
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003866,
Date	May 6, 2026
Instrument	20263866

Lender

Name	FIRST STATE BANK/MIDDLEBURY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 22, 2018
Property Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Document Number	01916/0626
Book / Page	1916 / 0626
Instrument Date	May 11, 2018
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4465 S JONES BLVD, LAS VEGAS, NV 89103-3307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25098 ZABEL RD, STURGIS, MI 49091-9314

Mortgage

Document Number	0001916628
Date	May 22, 2018
Instrument	1916/628

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	10.5%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 24, 2017
Property Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310
Document Number	1882/0798
Book / Page	1882 / 0798
Map Reference	LB F PG6
Instrument Date	Aug 24, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 W HOTCHIN AVE, 301, WHITE PIGEON, MI 49099-9406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (-0.45%) Land $99,700 Building $122,400	$444,200 (-0.45%) Land $199,400 Building $244,800
2025	$4,395.00 Homeowner's exemption	$223,100 Land $129,200 Building $93,900	$446,200 Land $258,400 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, Verizon.

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