607 E River St, Monticello, MN 55362 Property Records

Wright County property record for 607 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1969
Lot Size	0.381 acres (16,596 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2026)
Tax Bill	$2,864 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-015-009040`

Property Details

APN / Parcel Number

Primary APN	`155-015-009040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1982
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,596 sqft (0.381 acres)
Lot Dimensions	234 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	607 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-8753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-121 RANGE-025 LOWER MONTICELLO LOT-004 BLOCK-009
Legal Range	025
Legal Township	121
Legal Section	12
Legal Subdivision	LOWER MONTICELLO
Legal Block	9
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2020
Census Tract	100205

Owner

Source: Wright County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	607 E RIVER ST, MONTICELLO, MN 55362-8753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	20261606773
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 7, 2026
Property Address	607 E RIVER ST, MONTICELLO, MN 55362-8753
Document Number	0001606773
Instrument Date	Jun 30, 2026
Instrument	20261606773
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111,655.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	607 E RIVER ST, MONTICELLO, MN 55362-8753

Mortgage

Document Number	0001606774,
Date	Jul 7, 2026
Instrument	20261606774

Lender

Name	TRADITION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0001606775,
Date	Jul 7, 2026
Instrument	20261606775

Lender

Name	TRADITION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,864.00 (-0.21%)	$297,000 (+7.38%) Land $101,700 Building $195,300	$297,000 (+7.38%) Land $101,700 Building $195,300
2025		$276,600 (-8.83%) Land $84,900 Building $191,700	$276,600 (-8.83%) Land $84,900 Building $191,700
2023	$2,870.00 (+12.81%)	$303,400 Land $99,000 Building $204,400	$303,400 Land $99,000 Building $204,400
2022	$2,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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