524 E River St, Monticello, MN 55362 Property Records

Wright County property record for 524 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1962
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2021)
Tax Bill	$2,844 (2026)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-015-003150`

Property Details

APN / Parcel Number

Primary APN	`155-015-003150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Basement Area	488 sqft
Finished Basement	488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	524 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT-015 BLOCK-003 EX S50FT EX S50FT
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	3
Legal Lot Number	15
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1002
Census Tract	100205

Owner

524 E River St is owned and occupied by an individual who bought it in August 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	524 E RIVER ST, MONTICELLO, MN 55362-9398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Quit Claim Deed, Transfer PREFERRED TITLE INC
Aug 13, 2021	Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Nov 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Document Number	20211480140
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	0001480138
Record Updated	Sep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 13, 2021
Property Address	524 E RIVER ST, MONTICELLO, MN 55362-9398
Document Number	0001480138
Instrument Date	Aug 10, 2021
Instrument	1480138
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PREFERRED TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E RIVER ST, MONTICELLO, MN 55362-9398

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 13, 2021
Property Address	524 E RIVER ST, MONTICELLO, MN 55362-9398
Document Number	0001480140
Instrument Date	Aug 10, 2021
Instrument	1480140
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PREFERRED TITLE/MO INC, PREFERRED TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E RIVER ST, MONTICELLO, MN 55362-9398

Mortgage

Document Number	0001480141
Date	Aug 13, 2021
Instrument	1480141

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 29, 2018
Property Address	524 E RIVER ST, MONTICELLO, MN 55362-9398
Document Number	0001385183
Instrument Date	Oct 15, 2018
Instrument	1385183
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19829 182ND AVE NW BIG LAKE MN 553099527, BIG LAKE, MN 55309-9527

Tax Assessment & Valuation

The 2026 property tax bill for 524 E River St was $2,844.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,844.00	$268,900 (-2.15%) Land $83,100 Building $185,800	$268,900 (-2.15%) Land $83,100 Building $185,800
2025		$274,800 Land $90,000 Building $184,800	$274,800 Land $90,000 Building $184,800
2023	$2,396.00 (+47.17%)	$274,300 Land $85,000 Building $189,300	$274,300 Land $85,000 Building $189,300
2022	$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 E River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 E River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on E River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures