624 E River St, Monticello, MN 55362 Property Records

Wright County property record for 624 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1952
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Dec 2015)
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Nov 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`155-015-002150`

Property Details

APN / Parcel Number

Primary APN	`155-015-002150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	820 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1971
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	624 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-121 RANGE-025 LOWER MONTICELLO NLY 150 FT OF LOT15 BLK 2 15 BLK 2
Legal Range	025
Legal Township	121
Legal Section	12
Legal Subdivision	LOWER MONTICELLO
Legal Block	2
Legal Lot Number	15
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1001
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 E RIVER ST, MONTICELLO, MN 55362-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2015 · Amount on Record
Deed Sale	Dec 9, 2015 · Amount on Record
Prior Sale	Jul 25, 2012 · Amount on Record
Deed Document Number	2015443398
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	624 E RIVER ST, MONTICELLO, MN 55362-8752
Document Number	0001455169
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 E RIVER ST MONTICELLO MN 553628752, MONTICELLO, MN 55362-8752

Mortgage

Document Number	0001455169
Date	Jan 14, 2021
Instrument	1455169

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 13, 2046

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+4.47%)	$226,000 (+0.8%) Land $89,800 Building $136,200	$226,000 (+0.8%) Land $89,800 Building $136,200
2025		$224,200 (-0.4%) Land $90,000 Building $134,200	$224,200 (-0.4%) Land $90,000 Building $134,200
2023	$2,150.00 (+29.83%)	$225,100 Land $85,000 Building $140,100	$225,100 Land $85,000 Building $140,100
2022	$1,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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