601 E River St, Monticello, MN 55362 Property Records

Wright County property record for 601 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,011 sqft · built 1910
Lot Size	0.446 acres (19,428 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2020)
Tax Bill	$3,796 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-015-009050`

Property Details

APN / Parcel Number

Primary APN	`155-015-009050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,011 sqft Living Area
1st Floor Area	1,126 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	221 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	298 sqft
Deck Area	Deck Area
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	601 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-8753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-121 RANGE-025 LOWER MONTICELLO LOT-005 BLOCK-009
Legal Range	025
Legal Township	121
Legal Section	12
Legal Subdivision	LOWER MONTICELLO
Legal Block	9
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2020
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 E RIVER ST, MONTICELLO, MN 55362-8753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	20201447953
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0001414424
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 13, 2020
Property Address	601 E RIVER ST, MONTICELLO, MN 55362-8753
Document Number	0001447953
Instrument Date	Oct 13, 2020
Instrument	1447953
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E RIVER ST, MONTICELLO, MN 55362-8753
Investor	Possibly a Property Investor

Mortgage

Document Number	0001447955
Date	Nov 13, 2020
Instrument	1447955

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,796.00 (+9.27%)	$382,200 (+7.57%) Land $112,200 Building $270,000	$382,200 (+7.57%) Land $112,200 Building $270,000
2025		$355,300 (-5.73%) Land $102,200 Building $253,100	$355,300 (-5.73%) Land $102,200 Building $253,100
2023	$3,474.00 (+24.43%)	$376,900 Land $116,100 Building $260,800	$376,900 Land $116,100 Building $260,800
2022	$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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