6060 Monarch Xing, Waterloo, IL 62298 Property Records

Monroe County property record for 6060 Monarch Xing, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,018 sqft · built 2005
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Oct 2018)
Tax Bill	$7,585 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-182-044-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-182-044-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	2,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	44,867 sqft (1.03 acres)
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	1,306 sqft
Porch	Slab
Porch Area	251 sqft
Patio Area	431 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6060 MONARCH XING
City	WATERLOO
State	IL
Zip	62298-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	LOT 44 CHANTILLY VILLAGE PHASE II
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	44
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1026
Census Tract	600501

Owner

6060 Monarch Xing is owned and occupied by two individuals who bought it in October 2018.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6060 MONARCH XING, WATERLOO, IL 62298-6361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA NATIONAL BANK
Dec 21, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Deed Document Number	2018398133
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6060 MONARCH XING, WATERLOO, IL 62298-6361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393944
Date	Jan 19, 2018
Instrument	393944

Lender

Name	COLUMBIA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6060 MONARCH XING, WATERLOO, IL 62298-6361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000399278
Date	Dec 21, 2018
Instrument	399278

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 4, 2018
Property Address	6060 MONARCH XING, WATERLOO, IL 62298-6361
Document Number	0000398133
Map Reference	DOC 263656
Instrument Date	Sep 28, 2018
Instrument	398133
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6060 MONARCH XING, WATERLOO, IL 62298-6361

Mortgage

Document Number	0000398134
Date	Oct 4, 2018
Instrument	398134

Lender

Name	INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6060 Monarch Xing was $7,585, up 7.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,585.00 (+7.83%) Homeowner's exemption	$133,130 Land $11,670 Building $121,460	$399,390 Land $35,010 Building $364,380
2024	$7,034.00
2022	Additional exemption filed	$108,630 Land $11,670 Building $96,960	$325,890 Land $35,010 Building $290,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6060 Monarch Xing in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6060 Monarch Xing is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monarch Xing

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