Monroe County property record for 6026 Monarch Xing, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,829 sqft · built 2020 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Feb 2019) |
| Tax Bill | $12,926 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-04-449-004-000 |
| Primary APN | 10-04-449-004-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 2,829 sqft Living Area |
| 1st Floor Area | 2,829 sqft |
| Basement Area | 2,829 sqft |
| Unfinished Basement | 2,829 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Lot Area | 111,949 sqft (2.57 acres) |
| Garage Area | 1,179 sqft |
| Cooling System | Central |
|---|
| Street Address | 6026 MONARCH XING |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 4 16 WEST |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | 16 WEST |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6026 MONARCH XING, WATERLOO, IL 62298-6361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on Record |
| Deed Sale | Feb 1, 2019 · Amount on Record |
| Deed Document Number | 2019399803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6026 MONARCH XING, WATERLOO, IL 62298-6361 |
| Document Number | 0000411607 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6026 MONARCH XING WATERLOO IL 622986361, WATERLOO, IL 62298-6361 |
| Document Number | 0000411607 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 411607 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 8, 2035 |
| Rate | 2% |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,926.00 (+7.95%) Homeowner's exemption | $227,630 (+21.7%) Land $29,000 Building $198,630 | $682,890 (+21.7%) Land $87,000 Building $595,890 |
| 2024 | $11,974.00 | ||
| 2022 | Additional exemption filed | $187,040 Land $29,000 Building $158,040 | $561,120 Land $87,000 Building $474,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures