Monroe County property record for 6033 Monarch Xing, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,182 sqft · built 2022 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Apr 2025) |
| Tax Bill | $8,744 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-04-449-015-000 |
| Primary APN | 10-04-449-015-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 3,182 sqft Living Area |
| 1st Floor Area | 1,321 sqft |
| Basement Area | 1,861 sqft |
| Unfinished Basement | 1,861 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 1,016 sqft |
| Street Address | 6033 MONARCH XING |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 15 16 WEST |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | 16 WEST |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 230 N CEDAR BLUFF DR, VALMEYER, IL 62295-3237 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Document Number | 2025437305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6033 MONARCH XING, WATERLOO, IL 62298-6360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427801 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 427801 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6033 MONARCH XING, WATERLOO, IL 62298-6360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000423263 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 423263 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 18, 2021 |
| Property Address | 6033 MONARCH XING, WATERLOO, IL 62298-6360 |
| Document Number | 0000415668 |
| Map Reference | DOC 398657 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 415668 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 FLORAVILLE RD, WATERLOO, IL 62298-3123 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 210 MOCKINGBIRD LN, WATERLOO, IL 62298-1268 |
| Document Number | 0000415669 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 415669 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,744.00 Homeowner's exemption | $151,180 (+11.5%) Land $29,000 Building $122,180 | $453,540 (+11.5%) Land $87,000 Building $366,540 |
| 2024 | $8,744.00 | $135,582 (+367.52%) Land $30,627 Building $104,955 | $406,746 (+367.52%) Land $91,881 Building $314,865 |
| 2022 | $29,000 Land $29,000 | $87,000 Land $87,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
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