6041 Monarch Xing, Waterloo, IL 62298 Property Records

Monroe County property record for 6041 Monarch Xing, Waterloo, IL 62298

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (May 2026)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-04-449-017-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-449-017-000`

Exterior

Lot Area	109,771 sqft (2.52 acres)

Location & Zoning

Street Address	6041 MONARCH XING
City	WATERLOO
State	IL
Zip	62298-6360
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MA2
Legal Description	LOT 17 16 WEST
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	16 WEST
Legal Lot Number	17
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1026
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6049 MONARCH XING, WATERLOO, IL 62298-6360
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 14, 2019	Warranty Deed, Subdivision Related Transfer · Line of Credit FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	2026442738
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 26, 2026
Property Address	6041 MONARCH XING, WATERLOO, IL 62298-6360
Document Number	0000442738
Instrument Date	May 21, 2026
Instrument	2026442738
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$20,452.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6049 MONARCH XING, WATERLOO, IL 62298-6360

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 14, 2019
Property Address	6041 MONARCH XING, WATERLOO, IL 62298-6360
Document Number	0000403000
Instrument Date	Aug 13, 2019
Instrument	403000
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 WATERLOO DR WATERLOO IL 622981047, WATERLOO, IL 62298-1047

Mortgage

Document Number	403001
Date	Aug 14, 2019
Instrument	403001

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 (-2.53%)	$23,330 (-5.31%) Land $23,330	$69,990 (-5.31%) Land $69,990
2024	$1,425.00	$24,639 (+5.61%) Land $24,639	$73,917 (+5.61%) Land $73,917
2022		$23,330 Land $23,330	$69,990 Land $69,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monarch Xing

Nearby Streets

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