605 Ocean Dr, Apt 6M, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 605 Ocean Dr, Apt 6M, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,772 sqft · built 1969
OwnerCompany Name on File
Last Sale$2,500,000 (Sep 2025)
Tax Bill$22,308 (2025)
Deeds & MortgagesSep 2025 Sale
Jun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-032-0600

Property Details

APN / Parcel Number

Primary APN24-5205-032-0600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units44 Units
Building Area1,772 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment

Location & Zoning

Street Address605 OCEAN DR, 6M
CityKEY BISCAYNE
StateFL
Zip33149-2306
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionSANDS OF KEY BISCAYNE CONDO UNIT 6-M SIXTH FLOOR UNDIV 0.972 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 OR 19094-4428 0500 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionSANDS OF KEY BISCAYNE CONDO
Legal Block1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4607

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address605 OCEAN DR, 6M, KEY BISCAYNE, FL 33149-2306
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2025 · Amount on File
Deed SaleSep 29, 2025 · Amount on File
Prior SaleJun 22, 2021 · Amount on File
Deed Document Number2025735683
Deed Book / Page34960 / 3770
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateSep 29, 2025
Property Address605 OCEAN DR APT 6M, 6M, KEY BISCAYNE, FL 33149-2306
Document Number0000735683
Book / Page34960 / 3770
Map ReferenceMB 6567 PG 690
Instrument DateSep 18, 2025
Instrument2025R0735683
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$15,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address607 OCEAN DR # DR4J, DR4J, KEY BISCAYNE, FL 33149-2325

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 OCEAN DR APT 6M, 6M, KEY BISCAYNE, FL 33149-2306

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJun 22, 2021
Property Address605 OCEAN DR APT 6M, 6M, KEY BISCAYNE, FL 33149-2306
Document Number0000443575
Book / Page32576 / 1997
Map ReferenceMB 6510 PG 236
Instrument DateJun 9, 2021
Instrument2021R0443575
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyFOCUS TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 OCEAN DR # 61, 605, KEY BISCAYNE, FL 33149-2323

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 OCEAN DR APT 6M, 6M, KEY BISCAYNE, FL 33149-2306

Mortgage

Document Number0000443577
DateJun 22, 2021
Book Page32576/2019
Instrument2021R0443577
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJul 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.75%
Index1-Year LIBOR
Max Rate7.75%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,308.00 (+2.27%)$1,468,257 (+2.9%)$1,708,785 (+5%)
2024$21,812.00 (+1.46%) Homeowner's exemption$1,426,878 (+3%)$1,627,414 (-)
2023$21,499.00 (+2.64%) Homeowner's exemption$1,385,319 (+3%)$1,627,414 (+21%)
2022$20,946.00 Homeowner's exemption$1,344,970$1,344,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 141 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,524 units insured
incl. 1,383 condo units
Nearby Flood Claims220 (1979–2022)
Claims Outside the SFHA1 of 220
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 60 claims
  • Hurricane Katrina, Aug 2005 · 25 claims
  • Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Ocean Dr

Nearby Streets

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