Miami-Dade County property record for 605 Ocean Dr, Apt 4M, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,772 sqft · built 1969 |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,569,000 (Jul 2015) |
| Tax Bill | $18,617 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-032-0360 |
| Primary APN | 24-5205-032-0360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 44 Units |
| Building Area | 1,772 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Street Address | 605 OCEAN DR, 4M |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2305 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 4900 |
| Legal Description | SANDS OF KEY BISCAYNE CONDO UNIT 4-M FOURTH FLOOR UNDIV 0.950 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 OR 12029-1619 0184 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | SANDS OF KEY BISCAYNE CONDO |
| Legal Block | 1 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4607 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 605 OCEAN DR, 4M, KEY BISCAYNE, FL 33149-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2015 · Amount on Record |
| Deed Sale | Jul 9, 2015 · Amount on Record |
| Prior Sale | Nov 6, 2009 · Amount on Record |
| Deed Document Number | 2015439615 |
| Deed Book / Page | 29689 / 3529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 605 OCEAN DR APT 4M, 4M, KEY BISCAYNE, FL 33149-2305 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 605 OCEAN DR, KEY BISCAYNE, FL 33149-2323 |
| Document Number | 0000520531 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 32629/4226 |
| Instrument | 2021R0520531 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,617.00 (+3.8%) Homeowner's exemption | $1,230,283 (+5.99%) | $1,598,962 (+5%) |
| 2023 | $17,935.00 (+2.6%) Homeowner's exemption | $1,160,788 (+3%) | $1,522,821 (+21%) |
| 2022 | $17,481.00 Homeowner's exemption | $1,126,979 | $1,258,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,524 units insured incl. 1,383 condo units |
| Nearby Flood Claims | 220 (1979–2022) |
| Claims Outside the SFHA | 1 of 220 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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