605 Ocean Dr, Apt 7M, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 605 Ocean Dr, Apt 7M, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,772 sqft · built 1969
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 1998)
Tax Bill$8,852 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN24-5205-032-0720

Property Details

APN / Parcel Number

Primary APN24-5205-032-0720

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units44 Units
Building Area1,772 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment

Location & Zoning

Street Address605 OCEAN DR, 7M
CityKEY BISCAYNE
StateFL
Zip33149-2305
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionSANDS OF KEY BISCAYNE CONDO UNIT 7M SEVENTH FLOOR UNDIV 0.983% INT IN COMMON ELEMENTS CLERKS FILES 69R 134154 & 69R 148823 & 69R 161039 OR 18280-1202 0998 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionSANDS OF KEY BISCAYNE CONDO
Legal Block1
Legal Lot Number7M
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4607

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3932 W MAIN ST, HOUSTON, TX 77027-6340
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 1998 · Amount on Record
Deed SaleSep 18, 1998 · Amount on Record
Deed Book / Page18280 / 1202
Last Transfer DateMay 8, 2025
Transfer Doc0000364551
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address605 OCEAN DR APT 7M, 7M, KEY BISCAYNE, FL 33149-2305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000480341
DateJul 31, 2019
Book Page31549/3516
Instrument2019R0480341
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 2, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,852.00 (+4.06%)$600,752 (+5.99%)$1,725,835 (+5%)
2023$8,507.00 (+2.28%) Homeowner's exemption$566,818 (+3%)$1,643,652 (+21%)
2022$8,317.00 Homeowner's exemption$550,309$1,358,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 141 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,524 units insured
incl. 1,383 condo units
Nearby Flood Claims220 (1979–2022)
Claims Outside the SFHA1 of 220
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 60 claims
  • Hurricane Katrina, Aug 2005 · 25 claims
  • Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Ocean Dr

Nearby Streets

Search Property Records by Address or Parcel Number