605 Ocean Dr, Apt 8M, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 605 Ocean Dr, Apt 8M, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,772 sqft · built 1969
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Oct 2020)
Tax Bill	$20,774 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2019 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`24-5205-032-0840`

Property Details

APN / Parcel Number

Primary APN	`24-5205-032-0840`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	44 Units
Building Area	1,772 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	605 OCEAN DR, 8M
City	KEY BISCAYNE
State	FL
Zip	33149-2305
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	4900
Legal Description	SANDS OF KEY BISCAYNE CONDO UNIT 8-M EIGHTH FLOOR UNDIV 0.994 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 OR 18657-4869 18714-3110 0699 1 COC 26128-1751 12 2007 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	SANDS OF KEY BISCAYNE CONDO
Legal Block	1
Legal Lot Number	8
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1000
Census Tract	4607

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 OCEAN DR, 8M, KEY BISCAYNE, FL 33149-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 1, 2019	Loan Modification, Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	May 5, 2014 · Amount on Record
Deed Document Number	2020628984
Deed Book / Page	32175 / 191
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 29, 2020
Property Address	605 OCEAN DR APT 8M, 8M, KEY BISCAYNE, FL 33149-2305
Document Number	0000628984
Book / Page	32175 / 191
Map Reference	MB 6510 PG 236
Instrument Date	Oct 19, 2020
Instrument	2020R0628984
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28440-GUADARRAMA #11, 28440, EDIFICIO HORTENSIA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 OCEAN DR APT 8M, 8M, KEY BISCAYNE, FL 33149-2305

Mortgage

Document Number	0000000197
Date	Oct 29, 2020
Instrument	32175/197

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	605 OCEAN DR APT 8M, 8M, KEY BISCAYNE, FL 33149-2305
Document Number	0000457207
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 OCEAN DR #8M KEY BISCAYNE FL 331492305, 8M, KEY BISCAYNE, FL 33149-2305

Mortgage

Document Number	0000457207
Date	Jul 23, 2019
Book Page	031535/003045
Instrument	457207

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562-2440

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 22, 2021

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,774.00 (+3.77%) Homeowner's exemption	$1,369,395 (+5.99%)	$1,743,164 (+5%)
2023	$20,019.00 (+2.63%) Homeowner's exemption	$1,292,041 (+3%)	$1,660,156 (+21%)
2022	$19,506.00 Homeowner's exemption	$1,254,409	$1,372,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured incl. 1,383 condo units
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Ocean Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures