605 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 605 E 20th St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1909
Square Footage	990 sqft Finished Area
Lot Size	3,000 sqft (0.069 acres)
Occupancy	Owner Occupied
Last Sale	$153,000 (2021)
Tax Bill	$2,027.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`055-32-29-003.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	990 sqft Finished Area
Gross Area	1,098 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick Exterior
Roof Material	Slate Roof
Lot Area	3,000 sqft (0.069 acres)
Depth X Width	100 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	605 E 20TH ST
City	COVINGTON
State	KY
Zip	41014-1511
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PATCH & CO SEC 10 PT LOTS 40-41 30'X 100' SS 20TH 55' E OAKLAND
Legal Subdivision	PATCH & CO
Legal Phase	10
Legal Lot Number	40,41
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1021
Census Tract	61000

Owner

Source: Kenton County records · APN 055-32-29-003.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	605 E 20TH ST, COVINGTON, KY 41014-1511
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2021 · Amount on Record
Deed Sale	Jun 01, 2021 · Amount on Record
Prior Sale	Oct 24, 2005 · Amount on Record
Deed Doc Number	2021193
Deed Book / Page	94 / 160
Prior Transfer Date	Oct 16, 2014
Prior Transfer Doc	0005900118
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 01, 2021
Property Address	605 E 20TH ST, COVINGTON, KY 41014-1511
Document Number	0005900193
Book / Page	94 / 160
Instrument Date	May 26, 2021
Instrument	21060105900193
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1539 POINTE DR, 1539, MILFORD, OH 45150-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	605 E 20TH ST, COVINGTON, KY 41014-1511

Mortgage

Document Number	0005900194
Date	Jun 01, 2021
Book Page	223/504
Instrument	21060105900194

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (-0.49%)	$153,000 (-) Land $5,000 Building $148,000	$153,000 (-) Land $5,000 Building $148,000
2023	$2,037.00	$153,000 Land $5,000 Building $148,000	$153,000 Land $5,000 Building $148,000