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603 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 603 E 20th St, Covington, KY 41014 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1909
Square Footage840 sqft Finished Area
Lot Size3,000 sqft (0.069 acres)
OccupancyOwner Occupied
Last Sale$125,900 (2020)
Tax Bill$1,017.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-29-002.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area840 sqft Finished Area
Gross Area1,324 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,000 sqft (0.069 acres)
Depth X Width100 ft x 30 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address603 E 20TH ST
CityCOVINGTON
StateKY
Zip41014-1511
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPATCH & CO SEC 10 PT LOTS 41-42 30'X 100' SS 20TH 25' E OAKLAND
Legal SubdivisionPATCH & CO
Legal Phase10
Legal Lot Number41,42
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1021
Census Tract61000

Owner

Source: Kenton County records · APN 055-32-29-002.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address603 E 20TH ST, COVINGTON, KY 41014-1511
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Oct 09, 2020Deed of Trust, Mortgage
BANK OF ENGLAND
Oct 12, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF ENGLAND
Oct 06, 2020Foreclosure
AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2020 · Amount on Record
Deed SaleOct 12, 2020 · Amount on Record
Prior SaleOct 06, 2020 · Amount on Record
Deed Doc Number20205900300
Deed Book / Page48 / 561
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address603 E 20TH ST, COVINGTON, KY 41014-1511
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 E 20TH ST, COVINGTON, KY 41014-1511

Mortgage

Document Number0005900169
DateSep 23, 2025
Book PageKCM 689/841
Instrument25092305900169
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address603 E 20TH ST, COVINGTON, KY 41014-1511
Document Number0000000228
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address603 E 20TH ST COVINGTON PA 16917, COVINGTON, PA 16917

Mortgage

Document Number0000000228
DateDec 03, 2020
Book Page000M59/000617
Instrument228
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address603 E 20TH ST, COVINGTON, KY 41014-1511
Document Number0000000301
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 E 20TH ST COVINGTON KY 410141511, COVINGTON, KY 41014-1511

Mortgage

Document Number0000000301
DateOct 12, 2020
Book Page00M110/000444
Instrument301
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
AmountAmount Recorded
Term360 Months
DueOct 11, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 12, 2020
Property Address603 E 20TH ST, COVINGTON, KY 41014-1511
Document Number0000000300
Book / Page000048 / 000561
Instrument DateOct 09, 2020
Instrument300
Transaction TypeTransfer
Record UpdatedNov 05, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$126.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 E 20TH ST COVINGTON KY 410141511, COVINGTON, KY 41014-1511

Mortgage

Document Number301
DateOct 12, 2020
Book Page00M110/000444
Instrument301
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 11, 2050

October 2020: Foreclosure

Document TypeForeclosure
JurisdictionKENTON KY
Recording DateOct 06, 2020
Property Address603 E 20TH ST, COVINGTON, KY 41014-1511
Document Number0000000249
Book / Page000047 / 000440
Instrument DateAug 03, 2020
Instrument249
Transaction TypeForeclosure
Record UpdatedOct 27, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
Tax$37.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,017.00 (-3.88%) Homeowner's exemption$125,900 (-) Land $5,000 Building $120,900$125,900 (-) Land $5,000 Building $120,900
2023$1,058.00 Homeowner's exemption$125,900 Land $5,000 Building $120,900$125,900 Land $5,000 Building $120,900

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