521 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 521 E 20th St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1922
Square Footage	2,356 sqft Finished Area
Lot Size	2,500 sqft (0.057 acres)
Garage	Basement
Last Sale	$101,350 (2018)
Tax Bill	$1,855.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`055-32-22-007.00`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	2,356 sqft Finished Area
Gross Area	2,608 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	2,500 sqft (0.057 acres)
Depth X Width	100 ft x 25 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	521 E 20TH ST
City	COVINGTON
State	KY
Zip	41014-1509
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PATCH & CO SEC 8 E 1/2 LOT 79 25'X 100' SWC E 20TH & OAKLAND
Legal Subdivision	PATCH & CO
Legal Phase	8
Legal Lot Number	79
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1020
Census Tract	61000

Owner

Source: Kenton County records · APN 055-32-22-007.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3802 HUNTINGTON AVE, COVINGTON, KY 41015-1644
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Nov 19, 2001 · Amount on Record
Deed Doc Number	201801 10 059 00070
Deed Book / Page	6331 / 60
Last Transfer Date	Nov 12, 2024
Transfer Doc	0005900135
Record Refreshed	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 10, 2018
Property Address	521 E 20TH ST, COVINGTON, KY 41014-1509
Document Number	0000000070
Book / Page	0C6331 / 000060
Instrument Date	Dec 21, 2017
Instrument	70
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	COSMOPOLITAN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$101.35
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E 20TH ST COVINGTON KY 410141509, COVINGTON, KY 41014-1509

Mortgage

Document Number	71
Date	Jan 10, 2018
Book Page	0C6331/000064
Instrument	71

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00 (-0.48%)	$140,000 (-) Land $5,000 Building $135,000	$140,000 (-) Land $5,000 Building $135,000
2023	$1,864.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000