609 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 609 E 20th St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 840 sqft · built 1909
Lot Size	0.063 acres (2,750 sqft)
Owner	Individual Name on File
Last Sale	$21,000 (Nov 2016)
Tax Bill	$463 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-32-29-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-29-005.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	840 sqft Finished Area
Gross Area	1,195 sqft

Exterior

Year Built	Built 1909
Exterior Material	Wood Siding
Foundation Type	Concrete
Lot Area	2,750 sqft (0.063 acres)
Lot Dimensions	100 ft deep x 27.5 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0553229005.00
Street Address	609 E 20TH ST
City	COVINGTON
State	KY
Zip	41014-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATCH & CO SEC 10 PT LOTS 39-40 27.5'X 100' SS 20TH 113.80' E OAKLAND
Legal Subdivision	PATCH & CO
Legal Phase	10
Legal Lot Number	39,40
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1021
Census Tract	61000

Owner

Source: Kenton County records · APN 055-32-29-005.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 E 42ND ST, COVINGTON, KY 41015-1631
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2016 · Amount on Record
Deed Sale	Nov 17, 2016 · Amount on Record
Prior Sale	Sep 24, 2012
Deed Document Number	0006034140
Deed Book / Page	6034 / 140
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	609 E 20TH ST, COVINGTON, KY 41014-1511
Document Number	0000000217
Book / Page	0C6162 / 000221
Instrument Date	May 08, 2017
Transaction Type	Mortgage
Record Updated	Jun 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E 20TH ST COVINGTON KY 410141511, COVINGTON, KY 41014-1511

Mortgage

Document Number	0000000217
Date	May 18, 2017
Book Page	0C6162/000221
Instrument	217

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00 (-0.64%)	$35,000 (-) Land $5,000 Building $30,000	$35,000 (-) Land $5,000 Building $30,000
2023	$466.00	$35,000 Land $5,000 Building $30,000	$35,000 Land $5,000 Building $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.