605 E 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 605 E 13th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Auto Repair, Garage
Architecture Style	Custom Design
Year Built	Built 2016
Square Footage	9,930 sqft Gross Area
Lot Size	54,798 sqft (1.25 acres)
Last Sale	$1,500,000 (2021)
Tax Bill	$28,719.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`12-26-30-0725-0001-0010`
Alternative APNs	`263012072500010010` `122978`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Units	2 Units
Building Area	9,930 sqft Gross Area
1st Floor	8,320 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Unfinished Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Custom Design Style
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Fire Resistance Class	Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Roof Construction	Sawtooth Roof Construction
Roof Material	Metal Roof
Lot Area	54,798 sqft (1.25 acres)
Patio Area	1,325 sqft Patio
Canopy Area	170 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	605 E 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4710
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Auto Repair, Garage
Legal Description	SL & IC PB B PG 3 BEG AT SW COR LOT 1, E 250 FT TO W R/W RIVERS RD, N ALONG W R/W LINE 226.61 FT TO S R/W OF US HWY 192, W ALONG R/W 250.01 FT, S ALONG W LINE OF LOT 1 223.42 FT TO POB ORD #2004-55
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	S L & I C TOWN OF ST CLOUD
Legal Tract	725
Legal Block	10
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2005
Census Tract	43303

Owner

Source: Osceola County records · APN 12-26-30-0725-0001-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	701 ATLANTIC ST, MELBOURNE BEACH, FL 32951-2206
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Feb 09, 2006 · Amount on Record
Deed Doc Number	2021159542
Deed Book / Page	6064 / 2106
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 13, 2021
Property Address	605 E 13TH ST, SAINT CLOUD, FL 34769-4710
Document Number	0060642106
Book / Page	6064 / 2106
Instrument Date	Oct 13, 2021
Instrument	2021159542
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5022 TURBEVILLE HWY, 5022, TURBEVILLE, SC 29162-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 ATLANTIC ST, MELBOURNE BEACH, FL 32951-2206

Mortgage

Document Number	0060642110
Date	Oct 13, 2021
Instrument	6064/2110

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,145.00 (+11.93%)	$2,090,200 (+38.86%) Land $619,600 Building $1,470,600	$2,090,200 (+38.86%) Land $619,600 Building $1,470,600
2024	$28,719.00 (+12.34%)
2023	$25,565.00 (+12.93%)	$1,505,300 (+19.83%) Land $461,100 Building $1,044,200	$1,505,300 (+19.83%) Land $461,100 Building $1,044,200
2022	$22,638.00	$1,256,200 Land $384,200 Building $872,000	$1,256,200 Land $384,200 Building $872,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.