Osceola County property record for 525 E 13th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 6,880 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Tax Bill | $15,676.00 (2025) |
| Primary APN | 1226300808000100A0 |
|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 6,880 sqft Heated Area |
| Gross Area | 10,140 sqft Gross Area |
| 1st Floor | 6,880 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Metal Exterior |
| Fire Resistance Class | Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials. |
| Foundation Type | Footing Foundation |
| Roof Construction | Rigid Frame Bar Joint Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Fence | Fence |
| Patio Area | 900 sqft Patio |
| Canopy Area | 3,260 sqft Canopy |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 525 E 13TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4704 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | TRUE VALUE COMMERCIAL CENTER CONDO OR 5104/1142 UNIT A |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | COMMERCIAL CONDOMINIUMS |
| Legal Tract | 808 |
| Legal Unit | A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 43303 |
Source: Osceola County records · APN 1226300808000100A0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 355 KNOX MCRAE DR, TITUSVILLE, FL 32780-6503 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 525 E 13TH ST, SAINT CLOUD, FL 34769-4704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 355 KNOX MCRAE DR, TITUSVILLE, FL 32780-6503 |
| Document Number | 0057810749 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 5781/749 |
| Instrument | 2020112594 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | MELBOURNE, FL 32935 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,676.00 (+30.35%) | $1,036,800 (+55.26%) Land $104,500 Building $932,300 | $1,036,800 (+55.26%) Land $104,500 Building $932,300 |
| 2023 | $12,026.00 (+4.36%) | $667,800 (+4.43%) Land $104,500 Building $563,300 | $667,800 (+4.43%) Land $104,500 Building $563,300 |
| 2022 | $11,524.00 | $639,500 Land $104,500 Building $535,000 | $639,500 Land $104,500 Building $535,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 599 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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