340 E 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 340 E 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeIndustrial > Mini-Warehouse, Storage
Year BuiltBuilt 2000
Square Footage7,432 sqft Heated Area
Lot Size25,265 sqft (0.58 acres)
Last Sale$1,100,000 (2021)
Tax Bill$14,827.00 (2025)

Property Details

APN / Parcel Number

Primary APN81240
Alternative APN
  • 012630495000014850

Interior

Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Building Area7,432 sqft Heated Area
Gross Area8,100 sqft Gross Area
1st Floor6,540 sqft 1st Floor
Office892 sqft Office
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Fire Resistance ClassBuildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible.
Foundation TypeFooting Foundation
Roof ConstructionSteel Frame/Truss Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area25,265 sqft (0.58 acres)
FenceFence
PorchOpen Porch
Porch Area566 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number81240
Street Address340 E 13TH ST
CitySAINT CLOUD
StateFL
Zip34769-4714
Property UsageIndustrial Property Usage
TypeIndustrial > Mini-Warehouse, Storage
Legal DescriptionS L & I C PB B PG 63-64 S 25 FT OF E 190 FT LOT 485 & E 190 FT LOT 508 LESS RD R/W HWY 441
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionMINI WAREHOUSE
Legal Tract4950
Legal Block1
Legal Lot Number485,508
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2074
Census Tract43600

Owner

Source: Osceola County records · APN 81240

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3452 SAGEBRUSH ST, HARMONY, FL 34773-6096
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Warranty Deed, Transfer · Line of Credit
SILVER HILL FINANCIAL LLC
Jun 07, 2017Dual Purpose Document, Transfer
CHARLES ANDERSON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2021 · Amount on Record
Deed SaleAug 03, 2021 · Amount on Record
Prior SaleAug 15, 1997
Deed Doc Number2021120401
Deed Book / Page6015 / 2234
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2021
Property Address340 E 13TH ST, SAINT CLOUD, FL 34769-4714
Document Number0060152234
Book / Page6015 / 2234
Map ReferenceMB B PG 61-64
Instrument DateJun 01, 2021
Instrument2021120401
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address604 SOUTH 6 1 2 STREET, PARAGOULD, AR 72450

Transferred To (Grantee/Buyer)

NameVerified Name
Address3452 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6096

Mortgage

Document Number0060152237
DateAug 03, 2021
Instrument6015/2237
Lender
NameSILVER HILL FINANCIAL LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 01, 2051

June 2017: Dual Purpose Document, Transfer

Document TypeDual Purpose Document
JurisdictionOSCEOLA FL
Recording DateJun 07, 2017
Property Address340 E 13TH ST, SAINT CLOUD, FL 34769-4714
Document Number0051601129
Book / Page005160 / 001129
Instrument DateMay 16, 2017
Instrument83187
Transaction TypeTransfer
Record UpdatedJul 19, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$77,000.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2646 SAMPLE ST KISSIMMEE FL 347441863, KISSIMMEE, FL 34744-1863

Mortgage

Document Number51601129
DateJun 07, 2017
Book Page005160/001129
Instrument83187
Lender
NameCHARLES ANDERSON
Address340 E 13TH ST, ST CLOUD, FL 34769-4714
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded
Term360 Months
DueJun 06, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,827.00 (+15.31%)$828,400 (+16.02%) Land $376,400 Building $452,000$828,400 (+16.02%) Land $376,400 Building $452,000
2023$12,858.00 (-0.26%)$714,000 (-0.2%) Land $225,800 Building $488,200$714,000 (-0.2%) Land $225,800 Building $488,200
2022$12,892.00$715,400 Land $225,800 Building $489,600$715,400 Land $225,800 Building $489,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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