320 E 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 320 E 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1956
Square Footage	644 sqft Heated Area
Lot Size	28,750 sqft (0.66 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$580.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01263049500001486C`
Alternative APN	`81245`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	644 sqft Heated Area
1st Floor	644 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1956
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	28,750 sqft (0.66 acres)
Depth X Width	260 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Account Number	81245
Street Address	320 E 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4714
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 63-64 E 105 FT OF LOTS 486 & 507 LESS R/W HWY 441
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD HWY EAST
Legal Tract	4950
Legal Block	1
Legal Lot Number	486,507 507
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2074
Census Tract	43600

Owner

Source: Osceola County records · APN 01263049500001486C

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E 13TH ST, SAINT CLOUD, FL 34769-4714
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 1996
Deed Sale	May 07, 1996
Deed Doc Number	0132401879
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$580.00 (+2.65%) Homeowner's exemption	$74,373 (+5.99%)	$397,900 (+29.36%) Land $346,000 Building $51,900
2023	$565.00 (+1.99%) Homeowner's exemption	$70,172 (+3%)	$307,600 (+18.86%) Land $257,500 Building $50,100
2022	$554.00 Homeowner's exemption	$68,129	$258,800 Land $214,500 Building $44,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.