Lake County property record for 6046 Spinnaker Loop, Lady Lake, FL 32159 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 3,518 sqft Living Area |
| Lot Size | 26,607 sqft (0.611 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $645,000 (2019) |
| Tax Bill | $8,362.00 (2024) |
| Primary APN | 13-18-24-0500-00E-00200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,518 sqft Living Area |
| Gross Area | 4,544 sqft Gross Area |
| 1st Floor | 3,518 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Tile Roof |
| Lot Area | 26,607 sqft (0.611 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,026 sqft Garage |
| Pool Area | 544 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Porch Area | 785 sqft Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3389476 |
|---|---|
| Street Address | 6046 SPINNAKER LOOP |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-5915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARBOR HILLS UNIT 1 LOT 2 BLK E PB 30 PGS 13-27 ORB 5253 PG 575 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR HILLS UNIT |
| Legal Tract | 0500 |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 30410 |
Source: Lake County records · APN 13-18-24-0500-00E-00200
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6046 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Mar 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Prior Sale | Jun 14, 2011 · Amount on Record |
| Deed Doc Number | 201932251 |
| Deed Book / Page | 5253 / 575 |
| Prior Transfer Date | Oct 15, 2014 |
| Prior Transfer Doc | 0045431846 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 6046 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PENINSULA LAND AND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 6046 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Number | 0055482321 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 5548/2321 |
| Instrument | 2020105692 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 6046 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Number | 0052530575 |
| Book / Page | 5253 / 0575 |
| Map Reference | MB 30 PG 13-27 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019032251 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FREEDOM T&E CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1412 ROAD 11, 1412, YORK, NE 68467-7514 |
| Name | Verified Name |
|---|---|
| Address | 8 OXFORD LN, SMITHTOWN, NY 11787-4821 |
| Document Number | 2019032252 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 2019032252 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,330 (+2.9%) | $772,744 (-0.04%) Land $252,000 Building $520,744 | |
| 2025 | $608,680 (+5.98%) Land $252,000 Building $356,680 | $773,062 (+1.86%) Land $252,000 Building $521,062 | |
| 2024 | $8,362.00 (+6.31%) | ||
| 2023 | $7,866.00 (+3.2%) Homeowner's exemption | $574,310 (+3%) | $758,973 (+24.98%) Land $252,000 Building $506,973 |
| 2022 | $7,622.00 Homeowner's exemption | $557,590 | $607,280 Land $100,800 Building $506,480 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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