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6042 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 6042 Spinnaker Loop, Lady Lake, FL 32159 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,623 sqft · built 2003
Lot Size0.515 acres (22,410 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (May 2024)
Tax Bill$5,713 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-18-24-0500-00E-00400

Property Details

APN / Parcel Number

Primary APN13-18-24-0500-00E-00400
Alternative APNs
  • 241813050000E00400
  • 3389522

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,623 sqft Living Area
Gross Area3,382 sqft
1st Floor Area2,623 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area22,410 sqft (0.515 acres)
View / LotCanal
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area240 sqft
PorchFinished/Open Porch
Porch Area961 sqft
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3389522
Street Address6042 SPINNAKER LOOP
CityLADY LAKE
StateFL
Zip32159-5915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR HILLS UNIT 1 LOT 4 BLK E PB 30 PGS 13-27 ORB 6338 PG 914
Legal Range24E
Legal Township18S
Legal Section13
Legal SubdivisionHARBOR HILLS UNIT
Legal Tract0500
Legal BlockE
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2000
Census Tract30410

Owner

Source: Lake County records · APN 13-18-24-0500-00E-00400

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1639 NEWCASTLE CT, ROCHESTER HILLS, MI 48306-3679
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2024 · Amount on Record
Deed SaleMay 23, 2024 · Amount on Record
Deed Document Number202461354
Deed Book / Page6338 / 914
Prior Transfer DateAug 02, 2007
Prior Transfer Doc0034862294
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address6042 SPINNAKER LOOP, LADY LAKE, FL 32159-5915
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6042 SPINNAKER LOOP, LADY LAKE, FL 32159-5915

Mortgage

Document Number0062092247
DateSep 13, 2023
Book Page6209/2247
Instrument2023112272
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$574,444 (-0.04%) Land $175,000 Building $399,444$574,444 (-0.04%) Land $175,000 Building $399,444
2025$574,670 (+49.33%) Land $175,000 Building $399,670$574,670 (+1.92%) Land $175,000 Building $399,670
2024$5,713.00 (+7.37%)
2023$5,321.00 (+4.89%) Homeowner's exemption$384,820 (+3%)$563,861 (+22.99%) Land $175,000 Building $388,861
2022$5,073.00 Homeowner's exemption$373,620$458,460 Land $70,000 Building $388,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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