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6102 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 6102 Spinnaker Loop, Lady Lake, FL 32159 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,203 sqft · built 2013
Lot Size0.293 acres (12,777 sqft)
OwnerIndividual Name on File
Last Sale$534,900 (Sep 2023)
Tax Bill$6,418 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-18-24-0505-0BB-01900

Property Details

APN / Parcel Number

Primary APN13-18-24-0505-0BB-01900
Alternative APN
  • 3617991

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,203 sqft Living Area
1st Floor Area1,515 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,777 sqft (0.293 acres)
Garage TypeFinished
Garage Area548 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3617991
Street Address6102 SPINNAKER LOOP
CityLADY LAKE
StateFL
Zip32159-5916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARTIAL REPLAT OF HARBOR HILLS SUB LOT 19 BLK BB PB 35 PGS 80-83 ORB 6211 PG 1091
Legal Range24E
Legal Township18S
Legal Section13
Legal SubdivisionHARBOR HILLS
Legal Tract505
Legal BlockBB
Legal Lot Number19
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2000
Census Tract30410

Owner

Source: Lake County records · APN 13-18-24-0505-0BB-01900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6102 SPINNAKER LOOP, LADY LAKE, FL 32159-5916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Oct 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHRISTENSEN FINANCIAL INC
Jun 13, 2019Warranty Deed, Transfer · Conventional Mortgage
BAYWAY MORTGAGE GROUP
Dec 13, 2018Warranty Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleJun 13, 2019 · Amount on Record
Deed Document Number2023113541
Deed Book / Page6211 / 1091
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 15, 2023
Property Address6102 SPINNAKER LOOP, LADY LAKE, FL 32159-5916
Document Number0062111091
Book / Page6211 / 1091
Map ReferenceMB 35 PG 80-83
Instrument DateSep 12, 2023
Instrument2023113541
Transaction TypeTransfer
Record UpdatedNov 13, 2025
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,744.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1581 BUCKINGHAM AVE, MYRTLE BEACH, SC 29577-1633

Transferred To (Grantee/Buyer)

NameVerified Name
Address6102 SPINNAKER LOOP, LADY LAKE, FL 32159-5916

Mortgage

Document Number0062111093
DateSep 15, 2023
Instrument6211/1093
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address6102 SPINNAKER LOOP, LADY LAKE, FL 32159-5916
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6102 SPINNAKER LOOP, LADY LAKE, FL 32159-5916

Mortgage

Document Number0055561863
DateOct 06, 2020
Book Page5556/1863
Instrument2020110930
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 13, 2019
Property Address6102 SPINNAKER LOOP, LADY LAKE, FL 32159-5916
Document Number0052940645
Book / Page5294 / 0645
Map ReferenceMB 35 PG 80-83
Instrument DateJun 07, 2019
Instrument2019066267
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,184.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 HOWARD ST, 405, SAN FRANCISCO, CA 94105-2625

Transferred To (Grantee/Buyer)

NameVerified Name
Address3180 LORING DR, HUNTINGTOWN, MD 20639-4205

Mortgage

Document Number2019066268
DateJun 13, 2019
Instrument2019066268
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 13, 2018
Property Address6102 SPINNAKER LOOP, LADY LAKE, FL 32159-5916
Document Number0052102484
Book / Page005210 / 002484
Instrument DateDec 12, 2018
Instrument143985
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$2,517.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$450,191 (+0.42%) Land $110,000 Building $340,191$450,191 (+0.42%) Land $110,000 Building $340,191
2024$6,418.00 (+51.12%) Homeowner's exemption$448,311 (+47.08%) Land $110,000 Building $338,311$448,311 (+2.02%) Land $110,000 Building $338,311
2023$4,247.00 (+6.25%)$304,810 (+3%)$439,455 (+33.36%) Land $110,000 Building $329,455
2022$3,997.00 Homeowner's exemption$295,940$329,534 Land $68,200 Building $261,334

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
20 of 22 on primary residences

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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