Lake County property record for 6044 Spinnaker Loop, Lady Lake, FL 32159 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 3,255 sqft Living Area |
| Lot Size | 37,659 sqft (0.865 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,012,500 (2022) |
| Tax Bill | $10,574.00 (2025) |
| Primary APN | 13-18-24-0500-00E-00300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,255 sqft Living Area |
| Gross Area | 3,876 sqft Gross Area |
| 1st Floor | 3,112 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 37,659 sqft (0.865 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 621 sqft Garage |
| Pool Area | 435 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Porch Area | 852 sqft Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3389492 |
|---|---|
| Street Address | 6044 SPINNAKER LOOP |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-5915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARBOR HILLS UNIT 1 LOT 3 BLK E PB 30 PGS 13-27 ORB 6071 PG 2305 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR HILLS UNIT |
| Legal Tract | 0500 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 30410 |
Source: Lake County records · APN 13-18-24-0500-00E-00300
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Dec 28, 2022 | Warranty Deed, Transfer FREEDOM T&E CO LLC |
| Apr 11, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW LN SERVICING |
| Mar 29, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on Record |
| Deed Sale | Dec 28, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2017 · Amount on Record |
| Deed Doc Number | 2022164796 |
| Deed Book / Page | 6071 / 2305 |
| Prior Transfer Date | Jul 01, 1993 |
| Prior Transfer Doc | 1236002465 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Number | 0056811238 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 5681/1238 |
| Instrument | 2021047318 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 28, 2022 |
| Property Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Number | 0060712305 |
| Book / Page | 6071 / 2305 |
| Map Reference | MB 30 PG 13-27 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 2022164796 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FREEDOM T&E CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,087.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5902 ALENLON WAY, MOUNT DORA, FL 32757-8048 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Number | 0054611880 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6044 SPINNAKER LOOP LADY LAKE FL 321595915, LADY LAKE, FL 32159-5915 |
| Document Number | 0054611880 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 005461/001880 |
| Instrument | 47640 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 29, 2017 |
| Property Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Number | 0049220633 |
| Book / Page | 4922 / 0633 |
| Map Reference | MB 30 PG 13-27 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 2017034029 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | BROKERS TITLE OF LEESBURG LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6110 TOPSAIL RD, 6110, LADY LAKE, FL 32159-5936 |
| Name | Verified Name |
|---|---|
| Address | 6044 SPINNAKER LOOP, LADY LAKE, FL 32159-5915 |
| Document Number | 2017034030 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 2017034030 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,044 (+11.14%) Land $262,500 Building $537,544 | $800,044 (+11.14%) Land $262,500 Building $537,544 | |
| 2025 | $10,574.00 (-0.39%) Homeowner's exemption | $719,838 (+2.04%) Land $262,500 Building $457,338 | $719,838 (+2.04%) Land $262,500 Building $457,338 |
| 2024 | $10,615.00 (+4.65%) | ||
| 2023 | $10,143.00 (+55.16%) | $705,428 (+47.19%) | $705,428 (+28.74%) Land $262,500 Building $442,928 |
| 2022 | $6,537.00 Homeowner's exemption | $479,270 | $547,928 Land $105,000 Building $442,928 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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