Placer County property record for 6043 Bear Trap Rd, Truckee, CA 96161
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1979 |
| Lot Size | 0.11 acres (459 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Oct 2022) |
| Tax Bill | $10,169 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-440-022-000 |
| Primary APN | 110-440-022-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,000 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 459 sqft (0.11 acres) |
| Old Parcel Number | 110-440-022 |
|---|---|
| Street Address | 6043 BEAR TRAP RD |
| City | TRUCKEE |
| State | CA |
| Zip | 96161-3936 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS |
| Legal Description | LOT 43 NORTHSTAR UNIT 5B BLK 3 MOR BK L PG 5 |
| Legal Subdivision | NORTHSTAR UNIT NO. 5B |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | COLFAX-MONUMENTAL RIDGE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 22011 |
6043 Bear Trap Rd, a condominium, is owned by two individuals who bought it in October 2022.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 601 4TH ST, 223, SAN FRANCISCO, CA 94107-1641 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 12, 2018 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jan 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on File |
| Deed Sale | Oct 19, 2022 · Amount on File |
| Prior Sale | Jun 12, 2018 · Amount on File |
| Deed Document Number | 202278455 |
| Prior Transfer Date | Sep 8, 2016 |
| Prior Transfer Doc | 0000001365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Oct 19, 2022 |
| Property Address | 6043 BEAR TRAP RD, TRUCKEE, CA 96161-3936 |
| Document Number | 0000078455 |
| Map Reference | MB L PG 5 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-0078455 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1121 MASONIC AVE # B, B, SAN FRANCISCO, CA 94117-2914 |
| Document Number | 0000078456 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022-0078456 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 6043 BEAR TRAP RD, TRUCKEE, CA 96161-3936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 3750 VIA DEL RANCHO, OCEANSIDE, CA 92056-7206 |
| Document Number | 0000032231 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-0032231 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jun 12, 2018 |
| Property Address | 6043 BEAR TRAP RD, TRUCKEE, CA 96161-3936 |
| Document Number | 0000041882 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 41882 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1804 PENNSYLVANIA AVE GREAT LAKES IL 600884219, GREAT LAKES, IL 60088-4219 |
| Document Number | 41883 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 41883 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jan 9, 2017 |
| Property Address | 6043 BEAR TRAP RD, TRUCKEE, CA 96161-3936 |
| Document Number | 0000001365 |
| Instrument Date | Sep 8, 2016 |
| Instrument | 1365 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 691 MACARTHUR DR DALY CITY CA 940152006, DALY CITY, CA 94015-2006 |
The 2025 property tax bill for 6043 Bear Trap Rd was $10,169.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Unified School District | Tahoe-Truckee Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $700,000 (-) Land $283,000 Building $417,000 | |
| 2025 | $10,169.00 | $700,000 Land $283,000 Building $417,000 |
| 2023 | $10,102.00 (+55.49%) | $705,000 Land $285,000 Building $420,000 |
| 2022 | $6,497.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6043 Bear Trap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6043 Bear Trap Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHSTAR C.S.D. serves 3,165 people · EPA ID CA3110028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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