604 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 604 Maher Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 1981
Lot Size	2.42 acres (105,793 sqft)
Owner	Individual Name on File
Last Sale	$614,000 (Jul 2016)
Tax Bill	$8,172 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-231-002-000`

Property Details

APN / Parcel Number

Primary APN	`181-231-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	105,793 sqft (2.42 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	604 MAHER RD
City	ROYAL OAKS
State	CA
Zip	95076-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 9 PAR MAPS PG 218 PAR 1 2.35 AC R/W & EXC R/W & EXC SCENIC EASE TO MTY CO
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	2
Census Block	2006
Census Tract	10202

Owner

Source: Monterey County records · APN 181-231-002-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	604 MAHER RD, ROYAL OAKS, CA 95076-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2016 · Amount on Record
Deed Sale	Jul 07, 2016 · Amount on Record
Prior Sale	Jul 07, 2016 · Amount on Record
Deed Document Number	0000037977
Last Transfer Date	Jun 17, 2020
Transfer Doc	0000028957
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	604 MAHER RD, ROYAL OAKS, CA 95076-9010
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MAHER RD, ROYAL OAKS, CA 95076-9010

Mortgage

Document Number	0000000234
Date	Jan 06, 2026
Instrument	2026000234

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2046

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	604 MAHER RD, ROYAL OAKS, CA 95076-9010
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001742
Date	Jan 17, 2018
Instrument	2018001742

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Nov 17, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	604 MAHER RD, ROYAL OAKS, CA 95076-9010
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056296
Date	Oct 10, 2017
Instrument	2017056296

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 17, 2020
Property Address	604 MAHER RD, ROYAL OAKS, CA 95076-9010
Document Number	0000028957
Map Reference	MB 9 PG 218
Instrument Date	Jun 12, 2020
Instrument	2020028957
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 MAHER RD, ROYAL OAKS, CA 95076-9010

Mortgage

Document Number	0000028958
Date	Jun 17, 2020
Instrument	2020028958

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Aromas-San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,172.00 (+10.54%) Homeowner's exemption	$712,594 (+4.04%) Land $348,173 Building $364,421
2023	$7,393.00 (+1.48%) Homeowner's exemption	$684,925 Land $334,654 Building $350,271
2022	$7,285.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maher Rd

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