517 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 517 Maher Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1956
Lot Size	1.04 acres (45,645 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Apr 2020)
Tax Bill	$7,494 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`181-221-008-000`

Property Details

APN / Parcel Number

Primary APN	`181-221-008-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	45,645 sqft
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	517 MAHER RD
City	ROYAL OAKS
State	CA
Zip	95076-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 9 PAR MAPS PG 166 PARCEL B 1.099 AC R-W & EXC R-W
Legal Block	3
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	3
Census Block	3007
Census Tract	10202

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 MAHER RD, ROYAL OAKS, CA 95076-9040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 29, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	202020877
Prior Transfer Date	Apr 13, 2020
Prior Transfer Doc	0000020878
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 29, 2020
Property Address	517 MAHER RD, ROYAL OAKS, CA 95076-9040
Document Number	0000020877
Instrument Date	Apr 27, 2020
Instrument	20877
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 MAHER RD ROYAL OAKS CA 950769040, ROYAL OAKS, CA 95076-9040

Mortgage

Document Number	20879
Date	Apr 29, 2020
Instrument	20879

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 29, 2020
Property Address	517 MAHER RD, ROYAL OAKS, CA 95076-9040
Document Number	0000020878
Instrument Date	Apr 10, 2020
Instrument	20878
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	517 MAHER RD ROYAL OAKS CA 950769040, ROYAL OAKS, CA 95076-9040

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Aromas-San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,306 (+2%) Land $418,317 Building $250,989
2025	$7,494.00 (+9.91%) Homeowner's exemption	$656,183 (+4.04%) Land $410,115 Building $246,068
2023	$6,818.00 (+1.5%) Homeowner's exemption	$630,705 Land $394,191 Building $236,514
2022	$6,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1995–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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