600 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 600 Maher Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1978
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Jan 2024)
Tax Bill	$9,122 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181-231-003-000`

Property Details

APN / Parcel Number

Primary APN	`181-231-003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Wood Shingle
Lot Area	93,218 sqft (2.14 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	600 MAHER RD
City	ROYAL OAKS
State	CA
Zip	95076-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 9 PAR MAPS PG 218 PAR 2 2.141 AC R/W & EXC R/W & EXC SCENIC EASE TO MTY CO
Legal Subdivision	PM9-218
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	2
Census Block	2006
Census Tract	10202

Owner

Source: Monterey County records · APN 181-231-003-000

Assessment roll updated July 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Dec 28, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Feb 25, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage FLEXPOINT INC
Jan 02, 2024	Grant Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB
Jan 19, 2018	Loan Modification, Mortgage · Conventional Mortgage VILLAGE CAP & INVS
Apr 15, 2017	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2024 · Amount on Record
Deed Sale	Jan 02, 2024 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	202436
Prior Transfer Date	Aug 12, 2003
Prior Transfer Doc	0000096537
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ALEXIS, ROYAL OAKS, CA 95076

Mortgage

Document Number	0000077982
Date	Nov 17, 2021
Instrument	2021077982

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010

Mortgage

Document Number	0000053583
Date	Dec 28, 2022
Instrument	2022053583

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 01, 2052

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 25, 2026
Property Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010
Document Number	0000006135
Map Reference	MB 9 PG 218
Instrument Date	Feb 20, 2026
Instrument	2026006135
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010

Mortgage

Document Number	0000006136
Date	Feb 25, 2026
Instrument	2026006136

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 02, 2024
Property Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010
Document Number	0000000036
Map Reference	MB 9 PG 218
Instrument Date	Dec 06, 2023
Instrument	2024000036
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010

Mortgage

Document Number	0000000037
Date	Jan 02, 2024
Instrument	2024000037

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Property Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010
Document Number	0000008368
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 MAHER RD ROYAL OAKS CA 950769010, ROYAL OAKS, CA 95076-9010

Mortgage

Document Number	0000008368
Date	Feb 28, 2018
Instrument	8368

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	600 MAHER RD, ROYAL OAKS, CA 95076-9010
Document Number	0000023695
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 MAHER RD ROYAL OAKS CA 950769010, ROYAL OAKS, CA 95076-9010

Mortgage

Document Number	0000023695
Date	May 03, 2017
Instrument	23695

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 02, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Aromas-San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,122.00 (+60.88%)	$790,500 (+53.78%) Land $408,000 Building $382,500
2024	$5,670.00 (+1.8%)
2023	$5,570.00 (+1.77%) Homeowner's exemption	$514,047 Land $288,791 Building $225,256
2022	$5,473.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), as of July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530102022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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