Monterey County property record for 550 Maher Rd, Royal Oaks, CA 95076 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,097 sqft · built 1979 |
| Lot Size | 10.2 acres (446,697 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,575,000 (Jun 2023) |
| Tax Bill | $17,847 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-401-005-000 |
| Primary APN | 127-401-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,097 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 446,697 sqft (10.2 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 550 MAHER RD |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-9043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | VOL 13 PAR MAPS PG 174 PAR A 10.1 AC EXC SCENIC EASEM'T TO CO OF MTY AS DESC IN R1378 PG 296 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10202 |
Source: Monterey County records · APN 127-401-005-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 550 MAHER RD, ROYAL OAKS, CA 95076-9043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 13, 2023 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | Sep 14, 2004 |
| Deed Document Number | 2023017900 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 550 MAHER RD, ROYAL OAKS, CA 95076-9043 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2024 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 550 MAHER RD, ROYAL OAKS, CA 95076-9043 |
| Document Number | 0000005637 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024005637 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 13, 2023 |
| Property Address | 550 MAHER RD, ROYAL OAKS, CA 95076-9043 |
| Document Number | 0000017900 |
| Map Reference | VOL 13 PG 174 |
| Instrument Date | Jun 06, 2023 |
| Instrument | 2023017900 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 550 MAHER RD, ROYAL OAKS, CA 95076-9043 |
| Document Number | 0000017901 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023017901 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | North Monterey County Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,847.00 (+91.99%) Homeowner's exemption | $1,638,630 (+93.48%) Land $1,040,400 Building $598,230 |
| 2023 | $9,296.00 (+0.69%) Homeowner's exemption | $846,941 (+2%) Land $248,616 Building $598,325 |
| 2022 | $9,232.00 Homeowner's exemption | $830,336 Land $243,742 Building $586,594 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 46% of the US · above 27% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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