550 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 550 Maher Rd, Royal Oaks, CA 95076 · Last verified October 2025

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,097 sqft · built 1979
Lot Size10.2 acres (446,697 sqft)
OwnerIndividual Name on File
Last Sale$1,575,000 (Jun 2023)
Tax Bill$17,847 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-401-005-000

Property Details

APN / Parcel Number

Primary APN127-401-005-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,097 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Construction TypeWood
Lot Area446,697 sqft (10.2 acres)
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address550 MAHER RD
CityROYAL OAKS
StateCA
Zip95076-9043
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionVOL 13 PAR MAPS PG 174 PAR A 10.1 AC EXC SCENIC EASEM'T TO CO OF MTY AS DESC IN R1378 PG 296
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2003
Census Tract10202

Owner

Source: Monterey County records · APN 127-401-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address550 MAHER RD, ROYAL OAKS, CA 95076-9043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 13, 2023Grant Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2023 · Amount on Record
Deed SaleJun 13, 2023 · Amount on Record
Prior SaleSep 14, 2004
Deed Document Number2023017900
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address550 MAHER RD, ROYAL OAKS, CA 95076-9043
Transaction TypeMortgage
Record UpdatedMar 04, 2024
Title CompanyNOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 MAHER RD, ROYAL OAKS, CA 95076-9043

Mortgage

Document Number0000005637
DateFeb 20, 2024
Instrument2024005637
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 13, 2023
Property Address550 MAHER RD, ROYAL OAKS, CA 95076-9043
Document Number0000017900
Map ReferenceVOL 13 PG 174
Instrument DateJun 06, 2023
Instrument2023017900
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address550 MAHER RD, ROYAL OAKS, CA 95076-9043

Mortgage

Document Number0000017901
DateJun 13, 2023
Instrument2023017901
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictNorth Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$17,847.00 (+91.99%) Homeowner's exemption$1,638,630 (+93.48%) Land $1,040,400 Building $598,230
2023$9,296.00 (+0.69%) Homeowner's exemption$846,941 (+2%) Land $248,616 Building $598,325
2022$9,232.00 Homeowner's exemption$830,336 Land $243,742 Building $586,594

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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