604 E Oneal St, Gaffney, SC 29340 Property Records

Cherokee County property record for 604 E Oneal St, Gaffney, SC 29340 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,124 sqft · built 2013
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-16-00-007.000`

Property Details

APN / Parcel Number

Primary APN	`082-16-00-007.000`
Alternative APN	`0821600007000 60061889`

Interior

Stories	1 Story
Building Area	1,124 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Shingles
Lot Area	20,473 sqft (0.47 acres)
Porch	Slab

Location & Zoning

Street Address	604 E ONEAL ST
City	GAFFNEY
State	SC
Zip	29340-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E ONEAL ST FM RILLING THEN TO COLLEGE/COLLEGE STAFF OCCUPIES DOR GRANTED EX 2013 EC 2013 TAX 3-11-14
Legal Tract	PD
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	4
Census Block	4005
Census Tract	970601

Owner

Source: Cherokee County records · APN 082-16-00-007.000

Assessment roll updated November 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 90, DRAYTON, SC 29333-0090
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Nov 15, 2005
Deed Document Number	20262215
Deed Book / Page	197 / 1635
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 24, 2026
Document Number	0000002215
Book / Page	197 / 1635
Instrument Date	Apr 24, 2026
Instrument	2026.2215
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35,188.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002216,
Date	Apr 24, 2026
Book Page	197/1639
Instrument	2026.2216

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Market Value
2025		$91,200 (-) Land $15,000 Building $76,200
2023	Additional exemption filed	$91,200 Land $15,000 Building $76,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.