Cherokee County property record for 411 E Oneal St, Gaffney, SC 29340 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1950 |
| Square Footage | 660 sqft Living Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $78,000 (2020) |
| Tax Bill | $547.00 (2025) |
| Primary APN | 029744-23-3 |
|---|---|
| Alternative APNs |
|
| Building Area | 660 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Lot Area | 17,860 sqft (0.41 acres) |
| Street Address | 411 E ONEAL ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2947 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 411 E ONEAL ST FM BILLY BOLIN $78000 |
| Legal Subdivision | CECIL G HUSKEY SUB |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Minor Civil Division | GAFFNEY |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 970601 |
Source: Cherokee County records · APN 029744-23-3
Assessment roll updated November 20, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 E ONEAL ST, GAFFNEY, SC 29340-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2002 · Amount on Record |
| Deed Doc Number | 20205834 |
| Deed Book / Page | 127 / 2689 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Oct 28, 2020 |
| Property Address | 411 E ONEAL ST, GAFFNEY, SC 29340-2947 |
| Document Number | 0001272689 |
| Book / Page | 000127 / 002689 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 5834 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 E ONEAL ST GAFFNEY SC 293402947, GAFFNEY, SC 29340-2947 |
| Document Number | 1272691 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 000127/002691 |
| Instrument | 5835 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Number | 1272701, |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 000127/002701 |
| Instrument | 5836 |
| Name | MORTGAGE ELECTRONIC REGISTRATI |
|---|---|
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 27, 2030 |
Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $547.00 (+10.95%) Homeowner's exemption | $2,980 (-) Land $480 Building $2,500 | $74,600 (-) Land $12,000 Building $62,600 |
| 2023 | $493.00 | $2,980 Land $480 Building $2,500 | $74,600 Land $12,000 Building $62,600 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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