552 E Oneal St, Gaffney, SC 29340 Property Records

Cherokee County property record for 552 E Oneal St, Gaffney, SC 29340

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	1.27 acres (55,321 sqft)
Owner	Company Name on File
Last Sale	$594,000 (Dec 2012)
Deeds & Mortgages	Feb 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`082-16-00-009.001`

Property Details

APN / Parcel Number

Primary APN	`082-16-00-009.001`
Alternative APN	`0821600009001 00716389`

Exterior

Lot Area	55,321 sqft (1.27 acres)

Location & Zoning

Street Address	552 E ONEAL ST
City	GAFFNEY
State	SC
Zip	29340-2955
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	GF
Legal Description	E ONEAL ST & THOMPSON ST FM LOVE $594000//EX GRANTED 12-12-13 FOR 13 10 UNITS TOTAL WALTON RIDGE APTS
Legal Subdivision	CITY/GAFFNEY
Legal Tract	PD
Legal Unit	T
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3016
Census Tract	970601

Owner

552 E Oneal St is owned by a company that bought it in December 2012.

Source: Cherokee County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	1115 COLLEGE DR, GAFFNEY, SC 29340-3778
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2012 · Amount on File
Deed Sale	Dec 31, 2012 · Amount on File
Deed Book / Page	57 / 846
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 27, 2026
Property Address	552 E ONEAL ST, GAFFNEY, SC 29340-2955
Document Number	0001942940
Book / Page	194 / 2940
Instrument Date	Feb 24, 2026
Instrument	2026-1018
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001942956
Date	Feb 27, 2026
Book Page	194/2956
Instrument	2026-1020

Lender

Name	FIRST PIEDMONT FSLA
Type	Bank
Address	GAFFNEY, SC 29340

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025		$545,000 Land $65,000 Building $480,000
2023	Additional exemption filed	$545,000 Land $65,000 Building $480,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 552 E Oneal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 552 E Oneal St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20