Cherokee County property record for 812 E Oneal St, Gaffney, SC 29340
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,054 (Aug 2020) |
| Tax Bill | $522 (2025) |
| Deeds & Mortgages | Aug 2020 Sale Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016435-23-3 |
| Primary APN | 016435-23-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 206,910 sqft (4.75 acres) |
|---|
| Street Address | 812 E ONEAL ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4042 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | GF |
| Legal Description | 812 E ONEAL ST SPLIT FROM 100-00-00-002.004 FOR 2020TY |
| Legal Tract | 118 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 970601 |
Source: Cherokee County records · APN 016435-23-3
Assessment roll updated November 20, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1115 COLLEGE DR, GAFFNEY, SC 29340-3778 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 27, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Feb 11, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/PA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Deed Document Number | 20204541 |
| Deed Book / Page | 125 / 2907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 27, 2020 |
| Property Address | 812 E ONEAL ST, GAFFNEY, SC 29340-4042 |
| Document Number | 0001252907 |
| Book / Page | 000125 / 002907 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 4541 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 COLLEGE DR GAFFNEY SC 293403778, GAFFNEY, SC 29340-3778 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 812 E ONEAL ST, GAFFNEY, SC 29340-4042 |
| Document Number | 0001200166 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 812 E ONEAL ST GAFFNEY SC 293404042, GAFFNEY, SC 29340-4042 |
| Document Number | 0001200166 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 000120/000166 |
| Instrument | 834 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2050 |
Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $522.00 (+4.61%) | $1,260 (-) Land $1,260 | $21,000 (-) Land $21,000 |
| 2023 | $499.00 | $1,260 Land $1,260 | $21,000 Land $21,000 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GAFFNEY BPW serves 24,290 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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